161 Cleaves St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 161 Cleaves St, Biddeford, ME 04005

Property Summary

Property TypeApartments (5+ Units)
Details5 bd · 4 ba · 3,552 sqft · built 1910
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$284,000 (Mar 2017)
Tax Bill$8,791 (2025)
Deeds & MortgagesJun 2026 Mortgage
Dec 2019 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNBIDD M:41 L:35

Property Details

APN / Parcel Number

Primary APNBIDD M:41 L:35
Alternative APN
  • 410350000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms23 Rooms
Units4 Units
Stories3 Stories
Building Area3,552 sqft Living Area
Gross Area5,744 sqft
1st Floor Area1,184 sqft
Basement Area1,184 sqft
Unfinished Basement260 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOther
Exterior MaterialOther
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area16,117 sqft (0.37 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number410350000
Street Address161 CLEAVES ST
CityBIDDEFORD
StateME
Zip04005-2846
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR2
Legal Lot Number35
JurisdictionBIDDEFORD ME
Township / Civil DivisionBIDDEFORD
Census Block Group3
Census Block3001
Census Tract25206

Owner

Source: York County and Biddeford City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 325, SCARBOROUGH, ME 04070-0325
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust · Conventional Mortgage
Dec 20, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
TD BANK NA
Mar 30, 2020Deed of Trust, Mortgage · Commercial Mortgage
TD BANK NA
Jan 31, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Mar 22, 2017Warranty Deed, Transfer · Commercial Mortgage
CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2017 · Amount on Record
Deed SaleMar 22, 2017 · Amount on Record
Prior SaleMar 25, 2015 · Amount on Record
Deed Document Number20172017010714
Deed Book / Page17440 / 0183
Transfer Doc0169880706
Record UpdatedOct 29, 2026

June 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Recording DateJun 25, 2026
Property Address161 CLEAVES ST, BIDDEFORD, ME 04005-2846
Document Number0000021837
Book / Page19932 / 160
Instrument DateJun 23, 2026
Instrument202621837
Record UpdatedJul 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021837,
DateJun 25, 2026
Book Page19932/160
Instrument202621837
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueJul 1, 2066
Interest
Rate6.53%
Max Rate-1%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address161 CLEAVES ST, BIDDEFORD, ME 04005-2846
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0181270813
DateDec 20, 2019
Book Page18127/813
Instrument2019054814
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address161 CLEAVES ST, BIDDEFORD, ME 04005-2846
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0182050923
DateMar 30, 2020
Book Page18205/923
Instrument2020014172
Lender
NameTD BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBIDDEFORD ME
Recording DateJan 31, 2019
Property Address161 CLEAVES ST, BIDDEFORD, ME 04005-2846
Document Number0178870698
Book / Page017887 / 000698
Instrument DateJan 18, 2019
Instrument3488
Transaction TypeTransfer
Record UpdatedFeb 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5 LEDGEWOOD CIR SCARBOROUGH ME 040749037, SCARBOROUGH, ME 04074-9037

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBIDDEFORD ME
Recording DateMar 22, 2017
Property Address161 CLEAVES ST, BIDDEFORD, ME 04005-2846
Document Number0174400183
Book / Page17440 / 0183
Instrument2017010714
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017010715
DateMar 22, 2017
Instrument2017010715
Lender
NameCAMDEN NATIONAL BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueMar 22, 2047
Interest
Rate5%
Type Change DateApr 1, 2024

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalityBiddeford City
Unified School DistrictBiddeford (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,791.00 (+6.08%)$588,400 (+0.96%) Land $295,800 Building $292,600
2024$8,287.00 (+31.04%)$582,800 (+20.91%) Land $295,800 Building $287,000
2023$6,324.00 (-2.39%)$482,000 (+22.09%) Land $195,000 Building $287,000
2022$6,479.00$394,800 Land $206,600 Building $188,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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