Lorain County property record for 161 Clark St, Elyria, OH 44035 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,315 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Garage | Detached, 616 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,812.00 (2025) |
| Primary APN | 06-25-078-103-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,315 sqft Living Area |
| 1st Floor | 666 sqft 1st Floor |
| Basement Area | 616 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 4,792 sqft (0.11 acres) |
| Depth X Width | 117 ft x 41 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 616 sqft Garage |
| Porch Area | 177 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 161 CLARK ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6153 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAUNDONS 41.00 X 117.00 |
| Legal Subdivision | LAUNDONS |
| Legal Tract | 25 |
| Legal Block | 103 |
| Legal Lot Number | 23 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 70700 |
Source: Lorain County records · APN 06-25-078-103-006
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 182661, COLUMBUS, OH 43218-2661 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 05, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SERVICELINK |
| Dec 05, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Mar 17, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Nov 19, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 19, 2021 |
| Deed Sale | Nov 19, 2021 |
| Prior Sale | Aug 24, 1999 · Amount on Record |
| Deed Doc Number | 2021850281 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 05, 2026 |
| Property Address | 161 CLARK ST, ELYRIA, OH 44035-6153 |
| Document Number | 0000106461 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 2026106461 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 161 CLARK ST, ELYRIA, OH 44035-6153 |
| Document Number | 0000106461, |
|---|---|
| Date | Aug 05, 2026 |
| Instrument | 2026106461 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Dec 01, 2051 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 161 CLARK ST, ELYRIA, OH 44035-6153 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 161 CLARK ST, ELYRIA, OH 44035-6153 |
| Document Number | 0000937628 |
|---|---|
| Date | Dec 05, 2023 |
| Instrument | 2023-0937628 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 161 CLARK ST, ELYRIA, OH 44035-6153 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 161 CLARK ST, ELYRIA, OH 44035-6153 |
| Document Number | 0000045640 |
|---|---|
| Date | Mar 17, 2025 |
| Instrument | 2025-0045640 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 19, 2021 |
| Property Address | 161 CLARK ST, ELYRIA, OH 44035-6153 |
| Document Number | 0000850281 |
| Map Reference | VOL 8 PG 1 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021-0850281 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 182661, COLUMBUS, OH 43218-2661 |
| Document Number | 0000850282 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2021-0850282 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Number | 0000850283 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2021-0850283 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | ELYRIA, OH 44035 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,812.00 Homeowner's exemption | $37,790 (-0.02%) Land $4,260 Building $33,530 | $107,990 (-) Land $12,180 Building $95,810 |
| 2024 | $1,812.00 (-1.79%) | $37,797 (+14.13%) Land $4,263 Building $33,534 | $107,990 (+14.13%) Land $12,180 Building $95,810 |
| 2023 | $1,845.00 (+2.61%) | $33,117 (-0.01%) Land $3,822 Building $29,295 | $94,620 (-) Land $10,920 Building $83,700 |
| 2022 | $1,798.00 | $33,120 Land $3,820 Building $29,300 | |
| 2021 | $94,620 Land $10,920 Building $83,700 |
161 Clark St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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