161 Circle R Dr, Benton, TN 37307 Property Records

Polk County property record for 161 Circle R Dr, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,876 sqft · built 2004
Lot Size	8.5 acres (370,260 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (Sep 2019)
Tax Bill	$1,441 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`070035B A 02001`

Property Details

APN / Parcel Number

Primary APN	`070035B A 02001`
Alternative APN	`035B A 02001`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	370,260 sqft (8.5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,842 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	164 sqft
Deck Area	196 sqft
Patio Area	196 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	161 CIRCLE R DR
City	BENTON
State	TN
Zip	37307-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: D01
Legal Subdivision	CIRCLE R ESTATES
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2008
Census Tract	950203

Owner

161 Circle R Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Polk County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	161 CIRCLE R DR, BENTON, TN 37307-5007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FSB OF MCMINNVILLE
Sep 13, 2019	Warranty Deed, Transfer · Conventional Mortgage CAPSTAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2019 · Amount on File
Deed Sale	Sep 13, 2019 · Amount on File
Prior Sale	Mar 2, 2004 · Amount on File
Deed Document Number	19001913
Deed Book / Page	WD317 / 435
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	161 CIRCLE R DR, BENTON, TN 37307-5007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002650
Date	Nov 2, 2020
Book Page	TD533/1
Instrument	20002650

Lender

Name	SECURITY FSB OF MCMINNVILLE
Type	Bank
Address	MCMINNVILLE, TN 37110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2045

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Sep 13, 2019
Property Address	161 CIRCLE R DR, BENTON, TN 37307-5007
Document Number	0WD317/435
Book / Page	WD317 / 435
Instrument Date	Sep 6, 2019
Instrument	19001913
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	VALLEY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$895.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 CIRCLE R DR, BENTON, TN 37307-5007

Mortgage

Document Number	0019001914
Date	Sep 13, 2019
Instrument	19001914

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 161 Circle R Dr was $1,441.

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,441.00	$85,275 (-) Land $13,700 Building $71,575
2024	$1,441.00	$85,275 (-) Land $13,700 Building $71,575
2023	$1,441.00 (+3.74%)	$85,275 (+54.27%) Land $13,700 Building $71,575	$341,100 (+54.27%) Land $54,800 Building $286,300
2022	$1,389.00	$55,275 Land $13,700 Building $41,575	$221,100 Land $54,800 Building $166,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 161 Circle R Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Circle R Dr is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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