161 Chestnut St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 161 Chestnut St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,552 sqft · built 1900
Lot Size	0.13 acres (5,650 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jan 2019)
Tax Bill	$4,092 (2026)
Deeds & Mortgages	Aug 2021 Refinance May 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`187-09350-61-001`

Property Details

APN / Parcel Number

Primary APN	`187-09350-61-001`
Alternative APN	`WSPR M:00187 B:09350 L:00061`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,552 sqft Living Area
Gross Area	3,042 sqft
Basement Area	746 sqft
Unfinished Basement	746 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,650 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	187-09350-61-001
Street Address	161 CHESTNUT ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	9350
Legal Lot Number	61
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1002
Census Tract	812403

Owner

161 Chestnut St is owned and occupied by an individual who acquired it in August 2021.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	161 CHESTNUT ST, WEST SPRINGFIELD, MA 01089-2805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GLOBAL EQUITY FINANCE INC
May 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Aug 23, 2021	Warranty Deed, Transfer · Stand-Alone Refinance GLOBAL EQUITY FINANCE INC
Jan 11, 2019	Warranty Deed, Transfer · Conventional with PMI CITIZENS BK/RI
May 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2019 · Amount on File
Deed Sale	Jan 11, 2019 · Amount on File
Prior Sale	May 7, 2018 · Amount on File
Last Transfer Date	Aug 11, 2021
Transfer Doc	024075-318
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	161 CHESTNUT ST, WEST SPRINGFIELD, MA 01089-2805
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024075-318
Date	Aug 23, 2021
Book Page	24075/318
Instrument	59043

Lender

Name	GLOBAL EQUITY FINANCE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	161 CHESTNUT ST, WEST SPRINGFIELD, MA 01089-2805
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024552-192
Date	May 18, 2022
Book Page	24552/192
Instrument	30236

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2047

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Aug 23, 2021
Property Address	161 CHESTNUT ST, WEST SPRINGFIELD, MA 01089-2805
Document Number	24075-315
Book / Page	24075 / 315
Instrument Date	Aug 11, 2021
Instrument	59042
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 CHESTNUT ST, WEST SPRINGFIELD, MA 01089-2805

Mortgage

Document Number	24075-318
Date	Aug 23, 2021
Book Page	24075/318
Instrument	59043

Lender

Name	GLOBAL EQUITY FINANCE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jan 11, 2019
Property Address	161 CHESTNUT ST, WEST SPRINGFIELD, MA 01089-2805
Document Number	22518-465
Book / Page	022518 / 000465
Instrument Date	Jan 9, 2019
Instrument	33
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 ELM ST WINDSOR LOCKS CT 060961604, WINDSOR LOCKS, CT 06096-1604

Mortgage

Document Number	22518-467
Date	Jan 11, 2019
Book Page	022518/000467
Instrument	34

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	May 7, 2018
Property Address	161 CHESTNUT ST, WEST SPRINGFIELD, MA 01089-2805
Document Number	22162-529
Book / Page	022162 / 000529
Instrument Date	May 4, 2018
Instrument	24729
Transaction Type	Transfer
Record Updated	May 31, 2018

Transaction

Amount	Amount on Record
Tax	$582.18
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	163 SIKES AVE WEST SPRINGFIELD MA 010892046, WEST SPRINGFIELD, MA 01089-2046

Tax Assessment & Valuation

The 2026 property tax bill for 161 Chestnut St was $4,092, up 0.6% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,092.00 (+0.59%)	$291,900 (+6.69%) Land $107,600 Building $184,300	$299,585 (-7.52%)
2025	$4,068.00 (+5.88%)	$273,600 (+5.47%) Land $97,800 Building $175,800	$323,950
2024	$3,842.00 (+5.67%)	$259,400 (+10.85%) Land $97,800 Building $161,600
2023	$3,636.00	$234,000 Land $95,700 Building $138,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 161 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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