Rutherford County property record for 161 Charles St, Forest City, NC 28043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,590 sqft · built 1965 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (May 2017) |
| Tax Bill | $1,231 (2022) |
| Deeds & Mortgages | Apr 2020 Line of Credit May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0417105 |
| Primary APN | 0417105 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,590 sqft Heated Area |
| Gross Area | 2,782 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 25,265 sqft (0.58 acres) |
| Porch | Porch |
| Porch Area | 440 sqft |
| Patio Area | 200 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 5878 |
|---|---|
| Old Parcel Number | 0417105 |
| Street Address | 161 CHARLES ST |
| City | FOREST CITY |
| State | NC |
| Zip | 28043-3201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | GPIN:1548077934770000; RES CHARLES ST |
| Legal Subdivision | WILLIAM J HOLLIFIELD JR KAY E |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | COOL SPRING |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 960700 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 161 CHARLES ST, FOREST CITY, NC 28043-3201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 15, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2017 · Amount on Record |
| Deed Sale | May 15, 2017 · Amount on Record |
| Prior Sale | Dec 2, 2009 · Amount on Record |
| Deed Document Number | 0001150427 |
| Deed Book / Page | 1150 / 427 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 161 CHARLES ST, FOREST CITY, NC 28043-3201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020320620 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 2032/620 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | FOREST CITY, NC 28043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | May 15, 2017 |
| Property Address | 161 CHARLES ST, FOREST CITY, NC 28043-3201 |
| Document Number | 0011500427 |
| Book / Page | 1150 / 427 |
| Map Reference | MB 993 PG 644 |
| Instrument Date | May 10, 2017 |
| Instrument | 201600010833 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 TYBEE ISLAND CT, 4, BLUFFTON, SC 29910-6333 |
| Name | Verified Name |
|---|---|
| Address | 161 CHARLES ST, FOREST CITY, NC 28043-3201 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Forest City Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $223,300 Land $20,000 Building $203,300 | $223,300 Land $20,000 Building $203,300 | |
| 2022 | $1,231.00 | ||
| 2021 | $1,231.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Pangaea Internet Fiber | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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