161 Charles Dr, Irwin, PA 15642 Property Records

Westmoreland County property record for 161 Charles Dr, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Mar 2007)
Tax Bill	$4,491 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2018 Mortgage
APN	`54-07-05-0-044`

Property Details

APN / Parcel Number

Primary APN	`54-07-05-0-044`
Alternative APN	`0540070050044`

Exterior

Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Location & Zoning

Street Address	161 CHARLES DR
City	IRWIN
State	PA
Zip	15642-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE LOT 25 LARIMER HILLS PL #1 75 X 140
Legal Subdivision	LARIMER HILLS PLAN OF LOTS #1
Legal Lot Number	25
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	1
Census Block	1028
Census Tract	803200

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	161 CHARLES DR, IRWIN, PA 15642-1914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Dec 18, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage LIVE WELL FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2007 · Amount on File
Deed Sale	Mar 2, 2007 · Amount on File
Deed Document Number	20079720
Last Transfer Date	Nov 23, 2018
Transfer Doc	0000039829
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	161 CHARLES DR, NORTH HUNTINGDON, PA 15642-1914
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035098
Date	Nov 13, 2019
Instrument	201911130035098

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND PA
Recording Date	Dec 18, 2018
Property Address	161 CHARLES DR, NORTH HUNTINGDON, PA 15642-1914
Document Number	0000039829
Map Reference	VOL12 PG34
Instrument Date	Nov 23, 2018
Instrument	201812180039829
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	ENTITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 CHARLES DR, NORTH HUNTINGDON, PA 15642-1914

Mortgage

Document Number	0000039830
Date	Dec 18, 2018
Instrument	201812180039830

Lender

Name	LIVE WELL FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,491.00 (+2.58%)	$32,120 (-) Land $4,860 Building $27,260
2025	$4,378.00 (+8.34%)		$32,120 (-) Land $4,860 Building $27,260
2024	$4,041.00	$32,120 Land $4,860 Building $27,260
1972			$32,120 Land $4,860 Building $27,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1985–2018)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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