Carter County property record for 161 Chadwick Ln, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,594 sqft · built 1997 |
| Lot Size | 7.07 acres (307,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jul 2026) |
| Tax Bill | $1,706 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2026 Construction Loan + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16252 |
| Primary APN | 16252 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 1,594 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 307,969 sqft (7.07 acres) |
| Garage Type | Carport |
| Garage Area | 361 sqft |
| Carport | Carport |
| Carport Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Deck Area | 476 sqft |
| Shed | 1 Shed |
| Shed Area | 110 sqft |
| Utility Building | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16252 |
|---|---|
| Street Address | 161 CHADWICK LN |
| City | ARDMORE |
| State | OK |
| Zip | 73401-7291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT E/2 SW NE SW & W/2 SE NE SW BEG 1325.12 N & 1745.01 E SW/C OF SEC; N00.0231E 662.31; S89.4901E 565.64; S00.0213W 453.56; N |
| Legal Range | 01E |
| Legal Township | 05S |
| Legal Section | 08 |
| Legal Subdivision | UNPLATTED |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 892502 |
161 Chadwick Ln is owned and occupied by an individual who bought it in July 2026.
Source: Carter County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 161 CHADWICK LN, ARDMORE, OK 73401-7291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY |
| May 11, 2026 | Deed of Trust, Mortgage · Construction Mortgage BANCFIRST |
| Jun 2, 2026 | Deed of Trust, Mortgage · Construction Mortgage BANCFIRST |
| Apr 8, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAN NATION BANK |
| Aug 17, 2017 | Deed of Trust, Mortgage · Construction Mortgage AMERICAN NATION BANK |
| Jan 27, 2020 | Deed of Trust, Mortgage · Construction Mortgage BANCFIRST |
| Aug 7, 2017 | Warranty Deed, Transfer · Line of Credit AMERICAN NATION BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Prior Sale | Aug 7, 2017 · Amount on File |
| Deed Document Number | 20266769 |
| Deed Book / Page | 7920 / 249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jul 14, 2026 |
| Property Address | 161 CHADWICK LN, ARDMORE, OK 73401-7291 |
| Document Number | 0000006769 |
| Book / Page | 7920 / 249 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20266769 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 CHADWICK LN, ARDMORE, OK 73401-7291 |
| Document Number | 0000006770, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20266770 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | May 11, 2026 |
| Property Address | 161 CHADWICK LN, ARDMORE, OK 73401-7291 |
| Document Number | 0000004469 |
| Book / Page | 7886 / 191 |
| Instrument Date | May 4, 2026 |
| Instrument | 20264469 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 161 CHADWICK LN, ARDMORE, OK 73401-7291 |
| Document Number | 0000004469, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 7886/191 |
| Instrument | 20264469 |
| Name | BANCFIRST |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 8, 2027 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jun 2, 2026 |
| Property Address | 161 CHADWICK LN, ARDMORE, OK 73401-7291 |
| Document Number | 0000005276 |
| Book / Page | 7897 / 94 |
| Instrument Date | May 4, 2026 |
| Instrument | 20265276 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 161 CHADWICK LN, ARDMORE, OK 73401-7291 |
| Document Number | 0000005276, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 7897/94 |
| Instrument | 20265276 |
| Name | BANCFIRST |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 8, 2027 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 161 CHADWICK LN, ARDMORE, OK 73401-7291 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 161 CHADWICK LN, ARDMORE, OK 73401-7291 |
| Document Number | 7022/67 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 7022/67 |
| Instrument | 2021-003551 |
| Name | AMERICAN NATION BANK |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | May 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 161 CHADWICK LN, ARDMORE, OK 73401-7291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF OKLAHOMA IN |
| Name | Verified Name |
|---|
| Document Number | 8434/041 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 8434/041 |
| Instrument | 2017-008541 |
| Name | AMERICAN NATION BANK |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Oct 4, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 161 CHADWICK LN, ARDMORE, OK 73401-7291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Name | Verified Name |
|---|
| Document Number | 6835/078 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 6835/078 |
| Instrument | 2020-001149 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73402 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 23, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Aug 7, 2017 |
| Property Address | 161 CHADWICK LN, ARDMORE, OK 73401-7291 |
| Document Number | 006430/100 |
| Book / Page | 6430 / 100 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 2017-008129 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | STEWART TITLE OF OKLAHOMA IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 161 CHADWICK LN, ARDMORE, OK 73401-7291 |
| Document Number | 6430/102 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 6430/102 |
| Instrument | 2017-008130 |
| Name | AMERICAN NATION BANK |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Oct 4, 2022 |
The 2025 property tax bill for 161 Chadwick Ln was $1,706, down 0.1% from the year before.
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Unified School District | Plainview Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,578 (+5%) Land $5,803 Building $13,775 | $163,145 (-38.1%) Land $48,357 Building $114,788 | |
| 2025 | $1,706.00 (-0.06%) | $18,645 (+5%) Land $5,526 Building $13,119 | $263,551 (-0.48%) Land $60,000 Building $203,551 |
| 2024 | $1,707.00 (+10.41%) | $17,757 (+5%) Land $5,263 Building $12,494 | $264,830 (+9.84%) Land $60,000 Building $204,830 |
| 2023 | $1,546.00 | $16,912 Land $5,147 Building $11,765 | $241,109 Land $60,000 Building $181,109 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 161 Chadwick Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 161 Chadwick Ln is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 41% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
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