161 Cara Ln, Boone, NC 28607 Property Records

Watauga County property record for 161 Cara Ln, Boone, NC 28607

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,751 sqft · built 2003
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on Record
Tax Bill$1,857 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN2839-28-4564-000

Property Details

APN / Parcel Number

Primary APN2839-28-4564-000
Alternative APN
  • 1133792

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,751 sqft Living Area
1st Floor Area2,198 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area43,996 sqft (1.01 acres)
Garage Area674 sqft
PorchPorch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1133792
Street Address161 CARA LN
CityBOONE
StateNC
Zip28607-8365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 (7-99)
Legal Lot Number2
JurisdictionWATAUGA NC
Township / Civil DivisionBLUE RIDGE
Census Block Group2
Census Block2013
Census Tract920702

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address161 CARA LN, BOONE, NC 28607-8365
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address161 CARA LN, BOONE, NC 28607-8365
Document Number0020620216
Instrument DateNov 20, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address161 CARA LN #LKN BOONE NC 286078365, BOONE, NC 28607-8365

Mortgage

Document Number0020620216
DateNov 26, 2019
Book Page002062/000216
Instrument685001
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 25, 2049

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$461,100 (-) Land $50,100 Building $411,000
2025$1,857.00$461,100 (-) Land $50,100 Building $411,000
2024$461,100 Land $50,100 Building $411,000
2023$461,100 Land $50,100 Building $411,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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