161 Cambridge St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 161 Cambridge St, Worcester, MA 01603

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,231 sqft · built 1890
Lot Size	0.117 acres (5,110 sqft)
Owner	Individual Name on File
Last Sale	$529,000 (Dec 2022)
Tax Bill	$8,690 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-035-00027`

Property Details

APN / Parcel Number

Primary APN	`8-035-00027`
Alternative APN	`WORC M:08 B:035 L:00027`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,231 sqft Living Area
Gross Area	5,259 sqft
1st Floor Area	1,077 sqft
Basement Area	1,266 sqft
Unfinished Basement	1,266 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,110 sqft (0.117 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	8-035-00027
Street Address	161 CAMBRIDGE ST
City	WORCESTER
State	MA
Zip	01603-2757
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	35
Legal Lot Number	27
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2002
Census Tract	731204

Owner

161 Cambridge St, a triplex, is owned and occupied by an individual who bought it in December 2022.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	161 CAMBRIDGE ST, WORCESTER, MA 01603-2757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Aug 20, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Prior Sale	Aug 20, 2019 · Amount on File
Deed Book / Page	68664 / 149
Prior Transfer Date	Dec 28, 2022
Prior Transfer Doc	068664-149
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	161 CAMBRIDGE ST, WORCESTER, MA 01603-2757
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068057-354
Date	Aug 12, 2022
Book Page	68057/354
Instrument	88837

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 29, 2022
Property Address	161 CAMBRIDGE ST, WORCESTER, MA 01603-2757
Document Number	068664-149
Book / Page	68664 / 149
Instrument Date	Dec 28, 2022
Instrument	136567
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 CAMBRIDGE ST, WORCESTER, MA 01603-2757

Mortgage

Document Number	0000136568
Date	Dec 29, 2022
Instrument	136568

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 20, 2019
Property Address	161 CAMBRIDGE ST, WORCESTER, MA 01603-2757
Document Number	60909-70
Book / Page	60909 / 70
Instrument Date	Jul 19, 2019
Instrument	83561
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 CAMBRIDGE ST, WORCESTER, MA 01603-2757

Mortgage

Document Number	83562
Date	Aug 20, 2019
Instrument	83562

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 161 Cambridge St was $8,690, up 3.5% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,690.00 (+3.49%)	$654,400 (+2.8%) Land $87,300 Building $567,100
2025	$8,397.00	$636,600 Land $82,100 Building $554,500
2023	$7,398.00	$515,900 Land $71,400 Building $444,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 161 Cambridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 161 Cambridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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