161 Bowden St, Saluda, VA 23149 Property Records

Middlesex County property record for 161 Bowden St, Saluda, VA 23149

Property Summary

Property Type	Exempt (Full or Partial)
Details	1 ba · 5,898 sqft · built 1776
Lot Size	2.8 acres (121,968 sqft)
Owner	Company Name on File
Tax Bill	$4,170 (2026)
Deeds & Mortgages	Mar 2005 Mortgage Mar 2005 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26B 1 68`

Property Details

APN / Parcel Number

Primary APN	`26B 1 68`
Alternative APN	`9298`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	5,898 sqft Gross Area
Basement Area	1,247 sqft
Finished Basement	1,063 sqft
Unfinished Basement	184 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1776
Effective Year Built	Effective 1957
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	121,968 sqft (2.8 acres)

Exterior Amenities

Porch	Slab
Porch Area	125 sqft
Deck Area	374 sqft
Shed	1 Shed
Shed Area	120 sqft
Storage Building	4,480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	9298
Street Address	161 BOWDEN ST
City	SALUDA
State	VA
Zip	23149-3131
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	GB
Legal Description	2.80000 AC
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	4
Census Block	4013
Census Tract	951000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saluda Historic District listed 2020 · 102 contributing resources · NRIS 100005896

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

161 Bowden St is owned by a company.

Source: Middlesex County records, as of October 8, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 184, SALUDA, VA 23149-0184
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2005	Deed of Trust, Mortgage · Commercial Mortgage NATIONAL CITY MORTGAGE
Mar 23, 2005	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	161 BOWDEN ST, SALUDA, VA 23149-3131
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000500/744
Date	Mar 23, 2005
Book Page	500/744

Lender

Name	NATIONAL CITY MORTGAGE

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2025

Interest

Rate Type	Fixed Rate
Rate	5.5%

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	161 BOWDEN ST, SALUDA, VA 23149-3131
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000500/745
Date	Mar 23, 2005
Book Page	500/745

Lender

Name	NATIONAL CITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 17, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 161 Bowden St was $4,170.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,170.00	$683,700 (-) Land $132,000 Building $551,700	$683,700 (-) Land $132,000 Building $551,700
2025	$4,170.00 Additional exemption filed	$683,700 Land $132,000 Building $551,700	$683,700 Land $132,000 Building $551,700
2023	$4,170.00 Additional exemption filed	$683,700 Land $132,000 Building $551,700	$683,700 Land $132,000 Building $551,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 161 Bowden St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Bowden St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SALUDA private · serves 323 people · EPA ID VA4119600
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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