161 Beech St, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 161 Beech St, Belmont, MA 02478

Property Summary

Property Type	Condominium
Details	4 bd · 2 ba · 1,448 sqft · built 1913
Lot Size	0.106 acres (4,638 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,577 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`BELM M:26 P:000168 S:U:2`

Property Details

APN / Parcel Number

Primary APN	`BELM M:26 P:000168 S:U:2`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,638 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	161 BEECH ST
City	BELMONT
State	MA
Zip	02478-1938
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	4
Census Block	4006
Census Tract	357700

Owner

161 Beech St, a condominium, is owner-occupied and held in a trust since October 2019.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	161 BEECH ST, BELMONT, MA 02478-1938
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit HARVARD FCU
Oct 25, 2019	Condominium Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 18, 2019
Transfer Doc	73520-306
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	161 BEECH ST, BELMONT, MA 02478-1938
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084577-313
Date	Sep 5, 2025
Book Page	84577/313
Instrument	107004

Lender

Name	HARVARD FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2050

October 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BELMONT MA
Recording Date	Oct 25, 2019
Property Address	161 BEECH ST, BELMONT, MA 02478-1938
Document Number	73520-306
Book / Page	073520 / 000306
Instrument Date	Oct 18, 2019
Instrument	164848
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	161 BEECH ST #2 BELMONT MA 024781938, 2, BELMONT, MA 02478-1938

Tax Assessment & Valuation

The 2025 property tax bill for 161 Beech St was $8,577.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,577.00	$753,000 Building $753,000	$576,555 (-27.74%)
2024			$797,905
2023	$7,744.00	$689,000 Building $689,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 161 Beech St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 161 Beech St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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