161 Bannermans Mill Rd, Richlands, NC 28574 Property Records

Onslow County property record for 161 Bannermans Mill Rd, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1986
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Aug 2024)
Tax Bill	$872 (2026)
Deeds & Mortgages	Apr 2020 Loan Modification Dec 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`47-36.3`

Property Details

APN / Parcel Number

Primary APN	`47-36.3`
Alternative APNs	`490013796` `446368000` `035520`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490013796
Street Address	161 BANNERMANS MILL RD
City	RICHLANDS
State	NC
Zip	28574-8101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L2 CATHERINE LAKE
Legal Subdivision	CATHERINE LAKE EST
Legal Lot Number	2
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1011
Census Tract	204

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	161 BANNERMANS MILL RD, RICHLANDS, NC 28574-8101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2020	Loan Modification, Mortgage · VA Mortgage MR COOPER
Dec 13, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Sep 6, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 21, 2018	Grant Deed, Transfer ATTORNEY ONLY
Mar 14, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Dec 13, 2018 · Amount on Record
Deed Book / Page	6210 / 72
Prior Transfer Date	Mar 13, 2018
Prior Transfer Doc	0047490753
Record Updated	Oct 29, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	161 BANNERMANS MILL RD, RICHLANDS, NC 28574-8101
Document Number	0051700262
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 BANNERMANS MILL RD RICHLANDS NC 285748101, RICHLANDS, NC 28574-8101

Mortgage

Document Number	0051700262
Date	May 22, 2020
Book Page	005170/000262

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

Interest

Rate	3.87%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 13, 2018
Property Address	161 BANNERMANS MILL RD, RICHLANDS, NC 28574-8101
Document Number	0048730182
Book / Page	004873 / 000182
Instrument Date	Nov 14, 2018
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$223.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 BANNERMANS MILL RD RICHLANDS NC 285748101, RICHLANDS, NC 28574-8101

Mortgage

Document Number	48730185
Date	Dec 13, 2018
Book Page	004873/000185

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 6, 2018
Property Address	161 BANNERMANS MILL RD, RICHLANDS, NC 28574-8101
Document Number	0048380046
Book / Page	004838 / 000046
Instrument Date	Aug 29, 2018
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	351 ROYAL TERN DR HAMPSTEAD NC 284437237, HAMPSTEAD, NC 28443-7237

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	May 21, 2018
Property Address	161 BANNERMANS MILL RD, RICHLANDS, NC 28574-8101
Document Number	0047820601
Book / Page	004782 / 000601
Instrument Date	May 15, 2018
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3401 W END AVE #760 NASHVILLE TN 372036860, 760, NASHVILLE, TN 37203-6860

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 14, 2018
Property Address	161 BANNERMANS MILL RD, RICHLANDS, NC 28574-8101
Document Number	0047490753
Book / Page	004749 / 000753
Instrument Date	Feb 27, 2018
Transaction Type	Foreclosure
Record Updated	Mar 22, 2018

Transaction

Amount	Amount Recorded
Tax	$167.93
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 PHILLIPS BLVD EWING NJ 086181430, EWING, NJ 08618-1430

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$872.00	$204,264 (+53.33%) Land $58,500 Building $145,764	$204,264 (+53.33%) Land $58,500 Building $145,764
2025	$872.00	$133,220 (-) Land $40,000 Building $93,220	$133,220 (-) Land $40,000 Building $93,220
2023	$872.00	$133,220 Land $40,000 Building $93,220	$133,220 Land $40,000 Building $93,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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