Bergen County and Dumont Borough property record for 161 2nd St, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 2,779 sqft · built 1974 |
| Lot Size | 0.135 acres (5,881 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Jul 2022) |
| Tax Bill | $15,393 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01104-0000-00003 |
| Primary APN | 10-01104-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,779 sqft Living Area |
|---|
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 5,881 sqft (0.135 acres) |
| Lot Dimensions | 120 ft deep x 49 ft wide |
| Old Parcel Number | 1000032I00004A |
|---|---|
| Street Address | 161 2ND ST |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 49X120 |
| Legal Block | 1104 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 7 |
| Census Block | 7013 |
| Census Tract | 10300 |
161 2nd St is owned and occupied by two individuals who bought it in July 2022.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 161 2ND ST, DUMONT, NJ 07628-3333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jul 22, 2022 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on File |
| Deed Sale | Jul 22, 2022 · Amount on File |
| Prior Sale | Oct 30, 2000 |
| Deed Document Number | 202272989 |
| Deed Book / Page | 4749 / 1668 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 161 2ND ST, DUMONT, NJ 07628-3333 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0056281005 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 5628/1005 |
| Instrument | 2025072196 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 22, 2022 |
| Property Address | 161 2ND ST, DUMONT, NJ 07628-3333 |
| Document Number | 0047491668 |
| Book / Page | 4749 / 1668 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 2022072989 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,855.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56 CINDY LN, 56, EMERSON, NJ 07630-1405 |
| Name | Verified Name |
|---|---|
| Address | 161 2ND ST, DUMONT, NJ 07628-3333 |
| Document Number | 2022072990 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2022072990 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 161 2nd St was $15,393, down 0.8% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $692,100 (+5.21%) Land $316,100 Building $376,000 | $692,100 (+5.21%) Land $316,100 Building $376,000 | |
| 2025 | $15,393.00 (-0.77%) | $657,800 Land $290,200 Building $367,600 | $657,800 Land $290,200 Building $367,600 |
| 2024 | $15,512.00 | ||
| 2023 | $381,600 Land $158,500 Building $223,100 | $381,600 Land $158,500 Building $223,100 | |
| 2022 | $14,817.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 161 2nd St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 14 (1979–2021) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 161 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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