Bell County property record for 16099 Kari Ln, Troy, TX 76579
| Property Type | Single Family Home |
|---|---|
| Details | 2,305 sqft · built 2004 |
| Lot Size | 1.86 acres (81,431 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,487 (2023) |
| Deeds & Mortgages | Jun 2017 Line of Credit Jun 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0405280015 |
| Primary APN | 0405280015 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,305 sqft Living Area |
| 1st Floor Area | 2,305 sqft |
| Utility Area | 2,400 sqft |
| Utility Room | Utility Room |
| Year Built | Built 2004 |
|---|---|
| Lot Area | 81,431 sqft (1.86 acres) |
| Lot Dimensions | 351 ft deep x 232 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 270 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 368 sqft |
| Storage Building | 2,400 sqft |
| Account Number | 545808 |
|---|---|
| Street Address | 16099 KARI LN |
| City | TROY |
| State | TX |
| Zip | 76579-3698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OSCAR'S ACRES, BLOCK 001, LOT 0006 |
| Legal Subdivision | OSCAR'S ACRES |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20101 |
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16099 KARI LN, TROY, TX 76579-3698 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2017 | Deed of Trust, Mortgage · Line of Credit CENTRAL NATIONAL BANK |
| Jun 15, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2003 |
| Deed Sale | Oct 16, 2003 |
| Deed Document Number | 0004505174 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 16099 KARI LN, TROY, TX 76579-3698 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024644 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 2017-00024644 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Address | TEMPLE, TX 76502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jun 15, 2017 |
| Property Address | 16099 KARI LN, TROY, TX 76579-3698 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 24642 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 16099 KART LN TROY TX 76579, TROY, TX 76579 |
| Document Number | 0000024642 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 24642 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 14, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,487.00 (-16.3%) Homeowner's exemption | $457,402 Land $33,387 Building $424,015 | $457,402 Land $33,387 Building $424,015 |
| 2022 | $5,361.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELM CREEK WSC serves 4,520 people · EPA ID TX1550026 |
|---|---|
| Water Source | Purchased surface water from BLUEBONNET WSC |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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