Madera County property record for 16099 Karen Rd, Madera, CA 93636
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,168 sqft · built 2004 |
| Lot Size | 2.26 acres (98,881 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Jan 2026) |
| Tax Bill | $3,664 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-342-005-000 |
| Primary APN | 051-342-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,168 sqft Living Area |
| 1st Floor Area | 2,168 sqft |
| Basement Area | 589 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 98,881 sqft |
| Garage Area | 589 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 16099 KAREN RD |
|---|---|
| City | MADERA |
| State | CA |
| Zip | 93636-8268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRS-2 |
| Legal Description | BONADELLE RANCHOS #7 LOT 81 |
| Legal Subdivision | BONADELLE RANCHOS #7 |
| Legal Lot Number | 81 |
| Jurisdiction | MADERA CA |
| Township / Civil Division | MADERA |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 509 |
16099 Karen Rd is owned and occupied by two individuals who bought it in January 2026.
Source: Madera County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16099 KAREN RD, MADERA, CA 93636-8268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 9, 2026 | Grant Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Jul 28, 2020 | Grant Deed, Transfer · VA Mortgage ALAMEDA MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2026 · Amount on File |
| Deed Sale | Jan 9, 2026 · Amount on File |
| Prior Sale | Jul 28, 2020 · Amount on File |
| Deed Document Number | 2026441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 16099 KAREN RD, MADERA, CA 93636-8268 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 16099 KAREN RD, MADERA, CA 93636-8268 |
| Document Number | 0000021752 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021021752 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Jan 9, 2026 |
| Property Address | 16099 KAREN RD, MADERA, CA 93636-8268 |
| Document Number | 0000000441 |
| Map Reference | MB 10 PG 112-127 |
| Instrument Date | Oct 6, 2025 |
| Instrument | 2026000441 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16099 KAREN RD, MADERA, CA 93636-8268 |
| Document Number | 0000000442 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 2026000442 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2046 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Jul 28, 2020 |
| Property Address | 16099 KAREN RD, MADERA, CA 93636-8268 |
| Document Number | 0000017368 |
| Map Reference | MB 10 PG 112-127 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 2020017368 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16099 KAREN RD, MADERA, CA 93636-8268 |
| Document Number | 0000017369 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 2020017369 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 16099 Karen Rd was $3,664.
Source: Madera County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | California |
| County | Madera County |
| Unified School District | Golden Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $507,874 (+2%) Land $77,284 Building $430,590 | |
| 2025 | $3,664.00 Disabled Person's exemption Veteran's exemption | $497,917 Land $75,769 Building $422,148 |
| 2023 | $3,547.00 (-1.83%) Disabled Person's exemption Veteran's exemption | $478,584 Land $72,828 Building $405,756 |
| 2022 | $3,613.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16099 Karen Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16099 Karen Rd is high, ranking above 77% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 53% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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