16097 Palmero Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 16097 Palmero Rd, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,662 sqft · built 1963
Lot Size	0.985 acres (42,900 sqft)
Owner	Individual Name on Record
Last Sale	$362,500 (Mar 2021)
Tax Bill	$4,485 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0473-091-23-0000`

Property Details

APN / Parcel Number

Primary APN	`0473-091-23-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,662 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	42,900 sqft (0.985 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	16097 PALMERO RD
City	APPLE VALLEY
State	CA
Zip	92307-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 N 273.94 FT W 1/2 W 1/2 NW 1/4 NW 1/4 SEC 12 TP 5N R 4W EX W 40 FT CO RD
Legal Range	4W
Legal Township	WP
Legal Section	12
Legal Subdivision	TOWN OF APPLE VALLEY
Legal Block	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	4
Census Block	4114
Census Tract	12101

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16097 PALMERO RD, APPLE VALLEY, CA 92307-2313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 23, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Mar 23, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Oct 6, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Oct 6, 2020	Grant Deed, Transfer · Conventional with PMI ARLEN PANTEL
Feb 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 7, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Oct 6, 2020 · Amount on Record
Deed Document Number	2021132770
Prior Transfer Date	Mar 19, 2021
Prior Transfer Doc	0000132771
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16097 PALMERO RD, APPLE VALLEY, CA 92307-2313
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16097 PALMERO RD, APPLE VALLEY, CA 92307-2313

Mortgage

Document Number	0000127272
Date	Apr 5, 2022
Instrument	2022-0127272

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 23, 2021
Property Address	16097 PALMERO RD, APPLE VALLEY, CA 92307-2313
Document Number	0000132771
Instrument Date	Mar 19, 2021
Instrument	2021-0132771
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16097 PALMERO RD, APPLE VALLEY, CA 92307-2313

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 23, 2021
Property Address	16097 PALMERO RD, APPLE VALLEY, CA 92307-2313
Document Number	0000132770
Instrument Date	Feb 26, 2021
Instrument	2021-0132770
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16097 PALMERO RD, APPLE VALLEY, CA 92307-2313

Mortgage

Document Number	0000132772
Date	Mar 23, 2021
Instrument	2021-0132772

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 6, 2020
Property Address	16097 PALMERO RD, APPLE VALLEY, CA 92307-2313
Document Number	0000383214
Instrument Date	Sep 17, 2020
Instrument	383214
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12277 APPLE VALLEY RD #345 APPLE VALLEY CA 923081701, 345, APPLE VALLEY, CA 92308-1701

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 6, 2020
Property Address	16097 PALMERO RD, APPLE VALLEY, CA 92307-2313
Document Number	0000383215
Instrument Date	Sep 17, 2020
Instrument	383215
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10005 DENNI ST CYPRESS CA 906303517, CYPRESS, CA 90630-3517

Mortgage

Document Number	383216
Date	Oct 6, 2020
Instrument	383216

Lender

Name	ARLEN PANTEL

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 10, 2020
Property Address	16097 PALMERO RD, APPLE VALLEY, CA 92307-2313
Document Number	0000048781
Instrument Date	Feb 7, 2020
Instrument	48781
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12277 APPLE VALLEY RD #345 APPLE VALLEY CA 923081701, 345, APPLE VALLEY, CA 92308-1701

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 7, 2018
Property Address	16097 PALMERO RD, APPLE VALLEY, CA 92307-2313
Document Number	0000406516
Instrument Date	Oct 29, 2018
Instrument	406516
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16097 PALMERO RD APPLE VALLEY CA 923072313, APPLE VALLEY, CA 92307-2313

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$400,230 (+2%) Land $80,047 Building $320,183
2025	$4,485.00 (+3.92%) Homeowner's exemption	$392,382 (+4.04%) Land $78,477 Building $313,905
2023	$4,316.00 (+1.55%) Homeowner's exemption	$377,145 Land $75,429 Building $301,716
2022	$4,250.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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