16095 Willow Bluff Ct, Jacksonville, FL 32218 Property Records

Duval County property record for 16095 Willow Bluff Ct, Jacksonville, FL 32218

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,645 sqft · built 2016
Lot Size0.226 acres (9,850 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Aug 2018)
Tax Bill$6,606 (2025)
Deeds & MortgagesDec 2020 Mortgage
Sep 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN108095-3975

Property Details

APN / Parcel Number

Primary APN108095-3975

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,645 sqft Living Area
Gross Area3,265 sqft
1st Floor Area1,077 sqft
Upper Floors Area1,520 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,850 sqft (0.226 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address16095 WILLOW BLUFF CT
CityJACKSONVILLE
StateFL
Zip32218-0143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description62-137 40-1N-27E .23 YELLOW BLUFF HIDEAWAY LOT 560
Legal Range27E
Legal Township01N
Legal Section40
Legal SubdivisionYELLOW BLUFF HIDEAWAY
Legal Lot Number560
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group2
Census Block2011
Census Tract10101

Owner

16095 Willow Bluff Ct is owned and occupied by two individuals who bought it in August 2018.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address16095 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES
Sep 17, 2018Quit Claim Deed, Transfer
US PATRIOT TITLE LLC
Aug 27, 2018Warranty Deed, Transfer · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2018 · Amount on File
Deed SaleAug 27, 2018 · Amount on File
Prior SaleJul 28, 2016 · Amount on File
Deed Document Number2018201552
Deed Book / Page18505 / 856
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address16095 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address16095 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143

Mortgage

Document Number0194912272
DateDec 11, 2020
Book Page19491/2272
Instrument2020277056
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2036

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateSep 17, 2018
Property Address16095 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143
Document Number0185301592
Book / Page018530 / 001592
Instrument DateAug 27, 2018
Instrument220363
Transaction TypeTransfer
Record UpdatedOct 3, 2018
Title CompanyUS PATRIOT TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1009 MAYFAIR CREEK CT JACKSONVILLE FL 322188341, JACKSONVILLE, FL 32218-8341

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateAug 27, 2018
Property Address16095 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143
Document Number0185050856
Book / Page18505 / 0856
Map ReferenceMB 62 PG 137-159
Instrument DateAug 21, 2018
Instrument2018201552
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyUS PATRIOT TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16095 WILLOW BLUFF CT, 16095, JACKSONVILLE, FL 32218-0143

Transferred To (Grantee/Buyer)

NameVerified Name
Address16095 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143

Mortgage

Document Number2018201553
DateAug 27, 2018
Instrument2018201553
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16095 Willow Bluff Ct was $6,606 with a homeowner's exemption, up 4.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$270,456 (+2.7%)$342,174 (-0.08%) Land $80,000 Building $262,174
2025$6,606.00 (+4.26%) Homeowner's exemption$263,346$342,460 Land $75,000 Building $267,460
2024$6,336.00 (+3.75%)
2023$6,107.00 (+7.56%) Homeowner's exemption$248,471 (+3%)$361,329 (+15.7%) Land $65,000 Building $296,329
2022$5,678.00 Homeowner's exemption$241,234$312,310 Land $55,000 Building $257,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16095 Willow Bluff Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims2 (2017–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2019 · Hurricane Dorian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16095 Willow Bluff Ct is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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