16095 Captiva Dr, Captiva, FL 33924 Property Records

Lee County property record for 16095 Captiva Dr, Captiva, FL 33924

Property Summary

Property Type	Multi-Family Dwellings
Details	7 bd · 6 ba · 6,267 sqft · built 1946
Lot Size	2.14 acres (93,349 sqft)
Owner	Individual Name on Record
Last Sale	$6,100,000 (Apr 2005)
Tax Bill	$71,923 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-46-21-01-0000A.0040`

Property Details

APN / Parcel Number

Primary APN	`03-46-21-01-0000A.0040`
Alternative APNs	`210346010000A0040` `10005078`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Units	4 Units
Stories	2 Stories
Building Area	6,267 sqft Living Area
Gross Area	11,385 sqft
1st Floor Area	5,628 sqft
Upper Floors Area	639 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	93,349 sqft (2.14 acres)
View / Lot	Gulf
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	260 sqft
Porch	Slab
Porch Area	472 sqft
Patio Area	800 sqft
Lawn Sprinklers	Lawn Sprinklers
Boat Access	Boat Access
Boat House	608 sqft
Boat Lift	Boat Lift
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10005078
Street Address	16095 CAPTIVA DR
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RS-2
Legal Description	FROWES SUBD BLK A PB 3 PG 41 LOT 4 + OR 1963 PG 2715
Legal Range	21E
Legal Township	46S
Legal Section	03
Legal Subdivision	CAPTIVA DICKEYS SUBD
Legal Tract	01
Legal Block	A
Legal Lot Number	4
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1047
Census Tract	80100

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	600 GILLMAN RD, WILMINGTON, OH 45177
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2005 · Amount on Record
Deed Sale	Apr 26, 2005 · Amount on Record
Deed Document Number	20056757503
Deed Book / Page	4681 / 1614
Prior Transfer Date	Jul 11, 2001
Prior Transfer Doc	3457004813
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	16095 CAPTIVA DR, CAPTIVA, FL 33924
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7290 COLLEGE PKWY 400, 400, FORT MYERS, FL 33907-5650

Mortgage

Document Number	0000045074
Date	Feb 9, 2022
Instrument	2022000045074

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$71,923.00 (+15.6%)	$4,992,206 (+0.04%)	$5,257,916 (+5.36%) Land $4,236,729 Building $1,021,187
2023	$62,215.00 (+11.25%)	$4,990,330 (+21.97%) Land $4,990,320 Building $10	$4,990,330 (+21.97%) Land $4,990,320 Building $10
2022	$55,926.00	$4,091,439 Land $3,585,000 Building $506,439	$4,091,439 Land $3,585,000 Building $506,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20