16092 Osborne St, Westminster, CA 92683 Property Records

Orange County property record for 16092 Osborne St, Westminster, CA 92683

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,425 sqft · built 1976
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Trust Names on File
Last Sale	$1,070,000 (May 2022)
Tax Bill	$12,865 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2023 Transfer + 2 more
Flood Zone	Zone A (high risk)
APN	`107-891-30`

Property Details

APN / Parcel Number

Primary APN	`107-891-30`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,425 sqft Living Area
Gross Area	2,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,300 sqft (0.145 acres)
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16092 OSBORNE ST
City	WESTMINSTER
State	CA
Zip	92683-7721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8946 BLK LOT 13
Legal Subdivision	TRACT NO. 8946
Legal Tract	8946
Legal Lot Number	13
Jurisdiction	ORANGE CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1002
Census Tract	99241

Owner

16092 Osborne St is owner-occupied and held in a trust since July 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	16092 OSBORNE ST, WESTMINSTER, CA 92683-7721
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit US BANK TRUST CO NA
Sep 19, 2023	Intrafamily Transfer, Transfer
Nov 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
May 13, 2022	Grant Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Deed Document Number	2022181188
Last Transfer Date	Jul 15, 2023
Transfer Doc	0000228077
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	16092 OSBORNE ST, WESTMINSTER, CA 92683-7721
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16092 OSBORNE ST, WESTMINSTER, CA 92683-7721

Mortgage

Document Number	0000282453
Date	Oct 15, 2025
Instrument	2025000282453

Lender

Name	US BANK TRUST CO NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 14, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 19, 2023
Property Address	16092 OSBORNE ST, WESTMINSTER, CA 92683-7721
Document Number	0000228077
Map Reference	MB 361 PG 24&25
Instrument Date	Jul 15, 2023
Instrument	2023000228077
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	16092 OSBORNE ST, WESTMINSTER, CA 92683-7721

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	16092 OSBORNE ST, WESTMINSTER, CA 92683-7721
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16092 OSBORNE ST, WESTMINSTER, CA 92683-7721

Mortgage

Document Number	0000390706
Date	Nov 28, 2022
Instrument	2022000390706

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 13, 2022
Property Address	16092 OSBORNE ST, WESTMINSTER, CA 92683-7721
Document Number	0000181188
Map Reference	MB 361 PG 24&25
Instrument Date	May 9, 2022
Instrument	2022000181188
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5625 W BARBETTE AVE, SANTA ANA, CA 92704-1015

Tax Assessment & Valuation

The 2025 property tax bill for 16092 Osborne St was $12,865 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Westminster City
Secondary School District	Huntington Beach Union High School District (09 - 12)
Elementary School District	Ocean View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,158,201 (+2%) Land $968,410 Building $189,791
2025	$12,865.00 Homeowner's exemption	$1,135,492 Land $949,422 Building $186,070
2023	$12,359.00 (+167.11%) Homeowner's exemption	$1,091,400 Land $912,554 Building $178,846
2022	$4,627.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16092 Osborne St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	5 (1979–2010)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16092 Osborne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 93,591 people · EPA ID CA3010064
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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