16092 Mangrove Rd, Winter Garden, FL 34787 Property Records

Orange County property record for 16092 Mangrove Rd, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 2021
Lot Size	0.119 acres (5,200 sqft)
Owner	2 Individual Names on File
Last Sale	$345,740 (Jun 2021)
Tax Bill	$6,010 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-24-27-7507-04-490`

Property Details

APN / Parcel Number

Primary APN	`07-24-27-7507-04-490`
Alternative APNs	`272407750704490` `164460` `165817` `168294`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,685 sqft Living Area
Gross Area	2,311 sqft
1st Floor Area	1,685 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,200 sqft (0.119 acres)
Garage Type	Attached
Garage Area	442 sqft
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16092 MANGROVE RD
City	WINTER GARDEN
State	FL
Zip	34787-8432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WATERLEIGH PHASES 3B, 3C AND 3D 100/61 LOT 449
Legal Range	27E
Legal Township	24S
Legal Section	07
Legal Subdivision	WATERLEIGH PHS 3B, 3C AND 3D
Legal Phase	S
Legal Block	4
Legal Lot Number	449
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1083
Census Tract	17111

Owner

Source: Orange County records · APN 07-24-27-7507-04-490

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16092 MANGROVE RD, WINTER GARDEN, FL 34787-8432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2021 · Amount on Record
Deed Sale	Jun 04, 2021 · Amount on Record
Deed Document Number	2021333797
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	16092 MANGROVE RD, WINTER GARDEN, FL 34787-8432
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14174 CREEKBED CIR, WINTER GARDEN, FL 34787-4509

Mortgage

Document Number	0000574622
Date	Sep 21, 2021
Instrument	20210574622

Lender

Name	AMERIS BANK
Type	Bank
Address	WINTER GARDEN, FL 34787

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 08, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,975 (+2.7%)	$404,130 (-8.05%) Land $110,000 Building $294,130
2025	$6,010.00 (+4.81%) Homeowner's exemption	$374,854 (+5.99%)	$439,520 (+9.87%) Land $110,000 Building $329,520
2024	$5,734.00 (+6.78%)
2023	$5,370.00 (+3.85%) Homeowner's exemption	$353,680 (+3%)	$400,022 (+16.5%) Land $110,000 Building $290,022
2022	$5,171.00 Homeowner's exemption	$343,379 Land $100,000 Building $243,379	$343,379 Land $100,000 Building $243,379

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 448 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.