16091 Co Rd 109, Merrifield, MN 56465 Property Records

Crow Wing County property record for 16091 Co Rd 109, Merrifield, MN 56465

Property Summary

Property TypeSeasonal / Vacation Home
Details1 bd · 1.5 ba · 240 sqft · built 1965
Lot Size1.08 acres (47,344 sqft)
Owner2 Individual Names on Record
Last Sale$176,000 (Sep 2019)
Tax Bill$1,244 (2026)
Deeds & MortgagesAug 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN770274302C00009

Property Details

APN / Parcel Number

Primary APN770274302C00009
Alternative APNs
  • 77270510
  • 163085

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Building Area240 sqft Living Area
1st Floor Area240 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area47,344 sqft (1.08 acres)
View / LotWaterfront / Beach
Garage Area952 sqft
Deck AreaDeck Area
Storage BuildingStorage Building

Utilities, Heating & Cooling

Heating SystemOil

Location & Zoning

Account Number163085
Street Address16091 COUNTY ROAD 109
CityMERRIFIELD
StateMN
Zip56465-4090
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionE. 100 FT. OF W. 700 FT. OF PART OF GOV. LOT 2 LYING S. OF NEW COUNTY HWY. #9.
Legal Range27W
Legal Township136
Legal Section27
Legal Lot Number2
JurisdictionCROW WING MN
Township / Civil DivisionMISSION
Census Block Group1
Census Block1015
Census Tract950502

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address111 SW 33RD AVE, CAPE CORAL, FL 33991-7627
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2019 · Amount on Record
Deed SaleSep 12, 2019 · Amount on Record
Prior SaleJun 1, 2000 · Amount on Record
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Property Address16091 COUNTY ROAD 109, MERRIFIELD, MN 56465-4090
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001013660
DateAug 25, 2025
Instrument1013660
Lender
NameTRUSTONE FINANCIAL CREDIT UNION
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 24, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
County SubdivisionMission Township
Unified School DistrictCrosby-Ironton Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,244.00 (-10.63%)$305,700 (+17.13%) Land $253,100 Building $52,600$305,700 (+17.13%) Land $253,100 Building $52,600
2025$261,000 (+2.43%) Land $210,200 Building $50,800$261,000 (+2.43%) Land $210,200 Building $50,800
2023$1,392.00$254,800 Land $217,400 Building $37,400$254,800 Land $217,400 Building $37,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CTC
Fiber
1,000 / 1,000

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