8800 BAYMEADOWS WAY W STE 400, JACKSONVILLE, FL 32256
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
335 Months
Due
Jan 1, 2052
December 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
LAKE CA
Property Address
16091 39TH AVE, CLEARLAKE, CA 95422-7514
Transaction Type
Mortgage
Record Updated
Mar 18, 2022
Title Company
ADVANTAGE TITLE LLC
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
16091 39TH AVE, CLEARLAKE, CA 95422-7514
Mortgage
Document Number
0000021041
Date
Dec 17, 2021
Instrument
2021021041
Lender
Name
CARDINAL FINANCIAL COMPANY LP
Type
Mortgage Company
Address
CHARLOTTE, NC 28273
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2052
December 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
LAKE CA
Property Address
16091 39TH AVE, CLEARLAKE, CA 95422-7514
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
FIDELITY NATIONAL TITLE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000017048
Date
Dec 31, 2019
Instrument
2019017048
Lender
Name
WELLS FARGO BANK NA
Type
Bank
Address
SIOUX FALLS, SD 57104
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
345 Months
Due
Sep 1, 2048
August 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
LAKE CA
Recording Date
Aug 21, 2018
Property Address
16091 39TH AVE, CLEARLAKE, CA 95422-7514
Document Number
0000010733
Map Reference
MB3 PG52
Instrument Date
Aug 8, 2018
Instrument
2018010733
Transaction Type
Transfer
Record Updated
Aug 12, 2021
Title Company
FIDELITY NATIONAL TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
00000
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Tenants in Common
Address
16091 39TH AVE, CLEARLAKE, CA 95422-7514
Mortgage
Document Number
0000010735
Date
Aug 21, 2018
Instrument
2018010735
Lender
Name
WELLS FARGO BANK NA
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2048
August 2018: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
LAKE CA
Recording Date
Aug 21, 2018
Property Address
16091 39TH AVE, CLEARLAKE, CA 95422-7514
Document Number
0000010734
Map Reference
MB3 PG52
Instrument Date
Aug 2, 2018
Instrument
2018010734
Transaction Type
Transfer
Record Updated
Aug 12, 2021
Title Company
FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Address
00000
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
16091 39TH AVE, CLEARLAKE, CA 95422-7514
May 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
LAKE CA
Recording Date
May 30, 2017
Property Address
16091 39TH AVE, CLEARLAKE, CA 95422-7514
Document Number
0000006891
Instrument Date
May 19, 2017
Instrument
6891
Transaction Type
Transfer
Record Updated
Oct 9, 2017
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Tax
$77.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
8515 HARBOR VIEW DR KELSEYVILLE CA 954519061, KELSEYVILLE, CA 95451-9061
Tax Assessment & Valuation
The 2026 property tax bill for 16091 39th Ave was $2,074, up 2.4% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
Property Jurisdictions
Type
Name
State
California
County
Lake County
Municipality
Clearlake City
Unified School District
Konocti Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$2,074.00 (+2.42%)
$170,098 (+2%)Land $42,096Building $128,002
2025
$2,025.00
$166,764Land $41,271Building $125,493
2023
$1,976.00 (+5.33%)
$160,290Land $39,669Building $120,621
2022
$1,876.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 16091 39th Ave in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone D undetermined · not studied
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 12 policies
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
12 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 16091 39th Ave is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Very High above 90% of the US · above 72% of California
Wildfire Likelihood
1% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
KONOCTI COUNTY WATER DISTRICT serves 5,928 people · EPA ID CA1710006
Water Source
Surface water
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area