Orange County property record for 1609 Wind Harbor Rd, Belle Isle, FL 32809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,123 sqft · built 1979 |
| Lot Size | 0.383 acres (16,704 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $377,550 (Nov 2019) |
| Tax Bill | $6,174 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-23-30-9330-00-040 |
| Primary APN | 30-23-30-9330-00-040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,123 sqft Living Area |
| Gross Area | 3,167 sqft |
| 1st Floor Area | 2,123 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,704 sqft (0.383 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 515 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1609 WIND HARBOR RD |
|---|---|
| City | BELLE ISLE |
| State | FL |
| Zip | 32809-6843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-AA |
| Legal Description | WIND HARBOR 7/60 LOT 4 |
| Legal Range | 30E |
| Legal Township | 23S |
| Legal Section | 30 |
| Legal Subdivision | WIND HARBOR |
| Legal Tract | 9330 |
| Legal Lot Number | 4 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 14100 |
1609 Wind Harbor Rd is owned and occupied by two individuals who bought it in November 2019.
Source: Orange County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1609 WIND HARBOR RD, BELLE ISLE, FL 32809-6843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU |
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 27, 2019 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM |
| Jan 9, 2018 | Warranty Deed, Transfer · Conventional with PMI MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2019 · Amount on File |
| Deed Sale | Nov 27, 2019 · Amount on File |
| Prior Sale | Jan 9, 2018 · Amount on File |
| Deed Document Number | 2019748139 |
| Prior Transfer Date | Jun 24, 2016 |
| Prior Transfer Doc | 0000341262 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1609 WIND HARBOR RD, BELLE ISLE, FL 32809-6843 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1609 WIND HARBOR RD, BELLE ISLE, FL 32809-6843 |
| Document Number | 0000146914 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 20260146914 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Mar 11, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1609 WIND HARBOR RD, BELLE ISLE, FL 32809-6843 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1609 WIND HARBOR RD, BELLE ISLE, FL 32809-6843 |
| Document Number | 20210433082 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 20210433082 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 27, 2019 |
| Property Address | 1609 WIND HARBOR RD, BELLE ISLE, FL 32809-6843 |
| Document Number | 0000748139 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 748139 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,642.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1609 WIND HARBOR RD BELLE ISLE FL 328096843, BELLE ISLE, FL 32809-6843 |
| Document Number | 748140 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 748140 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ORMOND BEACH, FL 32174 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 9, 2018 |
| Property Address | 1609 WIND HARBOR RD, BELLE ISLE, FL 32809-6843 |
| Document Number | 0000018752 |
| Instrument Date | Jan 5, 2018 |
| Instrument | 18752 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | FIRST CLASS TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1503 PERKINS RD BELLE ISLE FL 328096721, BELLE ISLE, FL 32809-6721 |
| Document Number | 18753 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 18753 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2048 |
The 2025 property tax bill for 1609 Wind Harbor Rd was $6,174 with a homeowner's exemption, up 4.9% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Belle Isle City |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,253 (+2.7%) | $531,270 (-3%) Land $125,000 Building $406,270 | |
| 2025 | $6,174.00 (+4.95%) Homeowner's exemption | $381,941 | $547,720 Land $135,000 Building $412,720 |
| 2024 | $5,883.00 (+3.46%) | ||
| 2023 | $5,686.00 (+4.23%) Homeowner's exemption | $360,366 (+3%) | $480,127 (+22.73%) Land $115,000 Building $365,127 |
| 2022 | $5,455.00 Homeowner's exemption | $349,870 | $391,194 Land $100,000 Building $291,194 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1609 Wind Harbor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 units insured incl. 24 condo units |
| Nearby Flood Claims | 5 (1994–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1609 Wind Harbor Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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