1609 W Morgan St, Duluth, MN 55811 Property Records

St. Louis County property record for 1609 W Morgan St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,835 sqft · built 2003
Lot Size	1.71 acres (74,801 sqft)
Owner	Individual Name on Record
Last Sale	$522,500 (Jan 2021)
Tax Bill	$9,908 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0450-00160`

Property Details

APN / Parcel Number

Primary APN	`010-0450-00160`
Alternative APN	`1103008`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,835 sqft Gross Area
1st Floor Area	3,226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	74,801 sqft (1.71 acres)
Garage Area	3,000 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	28 sqft
Deck Area	728 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1103008
Street Address	1609 W MORGAN ST
City	DULUTH
State	MN
Zip	55811-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4, 5, 6 AND 7, BLOCK 2 SERIAL #
Legal Subdivision	CENTURY ACRES DULUTH
Legal Block	2
Legal Lot Number	4-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2000
Census Tract	302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1609 W MORGAN ST, DULUTH, MN 55811-1836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	Jan 2, 2008 · Amount on Record
Deed Document Number	20211034852
Prior Transfer Date	Feb 20, 2002
Prior Transfer Doc	0000719810
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 7, 2021
Property Address	1609 W MORGAN ST, DULUTH, MN 55811-1836
Document Number	00T1034852
Instrument Date	Dec 23, 2020
Instrument	T1034852
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,724.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1609 W MORGAN ST DULUTH MN 558111836, DULUTH, MN 55811-1836

Mortgage

Document Number	T1034853
Date	Jan 7, 2021
Instrument	T1034853

Lender

Name	CENTRICITY CU
Address	HERMANTOWN, MN 55811

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,908.00 (+9.94%) Homeowner's exemption
2025	$9,012.00 (-10.31%) Homeowner's exemption	$679,100 (+7.9%) Land $90,700 Building $588,400	$679,100 (+7.9%) Land $90,700 Building $588,400
2024	$10,048.00	$629,400 (+7.98%) Land $75,800 Building $553,600	$629,400 (+7.98%) Land $75,800 Building $553,600
2022		$582,900 Land $73,200 Building $509,700	$582,900 Land $73,200 Building $509,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20