1609 W Main St, Henderson, TX 75652 Property Records

Rusk County property record for 1609 W Main St, Henderson, TX 75652

Property Summary

Property Type	Single Family Home
Details	1,830 sqft · built 1985
Lot Size	0.643 acres (28,000 sqft)
Owner	2 Individual Names on File
Last Sale	$229,900 (Jul 2023)
Tax Bill	$4,169 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02020-00070-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`02020-00070-00000-000000`
Alternative APN	`30266`

Interior

Stories	1 Story
Building Area	1,830 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	28,000 sqft (0.643 acres)
Lot Dimensions	225 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft
Porch	Porch
Porch Area	192 sqft

Location & Zoning

Account Number	02020-00070-00000-000000
Street Address	1609 W MAIN ST
City	HENDERSON
State	TX
Zip	75652-2837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 ANDRUS ADDITION BLK 913 & LOT 8 & W PRT LOT 9 BLK 4/293 J D TATE ADDITION J SMITH SUR
Legal Subdivision	JAMES SMITH SURVEY A
Legal Block	913
Legal Lot Number	7-9
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	3
Census Block	3000
Census Tract	950800

Owner

1609 W Main St is owned and occupied by two individuals who bought it in July 2023.

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1609 W MAIN ST, HENDERSON, TX 75652-2837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 19, 2023	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on File
Deed Sale	Jul 19, 2023 · Amount on File
Prior Sale	Dec 22, 2008 · Amount on File
Deed Document Number	2023243546
Deed Book / Page	3932 / 268
Prior Transfer Date	Dec 12, 2008
Prior Transfer Doc	002902/594
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	1609 W MAIN ST, HENDERSON, TX 75652-2837
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003932/299
Date	Jul 19, 2023
Book Page	3932/299
Instrument	243548

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Jul 19, 2023
Property Address	1609 W MAIN ST, HENDERSON, TX 75652-2837
Document Number	003932/268
Book / Page	3932 / 268
Map Reference	VOL 2902 PG 594
Instrument Date	Jul 19, 2023
Instrument	243546
Transaction Type	Transfer
Record Updated	Jan 4, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1609 W MAIN ST, HENDERSON, TX 75652-2837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 RICHARDSON DR, HENDERSON, TX 75654-3436

Mortgage

Document Number	0000243548
Date	Jul 19, 2023
Instrument	243548

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Mortgage

Document Number	003932/272
Date	Jul 19, 2023
Book Page	3932/272
Instrument	243547

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1609 W Main St was $4,169 with a homeowner's exemption.

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,169.00 Homeowner's exemption	$219,330 (-0.46%)	$220,340 (-) Land $37,500 Building $182,840
2025		$220,340 Land $37,500 Building $182,840	$220,340 Land $37,500 Building $182,840
2023		$174,250 (+10.63%) Land $12,000 Building $162,250	$174,250 (+10.63%) Land $12,000 Building $162,250
2022	$2,222.00 Homeowner's exemption	$157,500 Land $12,000 Building $145,500	$157,500 Land $12,000 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1609 W Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2000–2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 14,666 people · EPA ID TX2010001
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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