Hennepin County property record for 1609 W 89th St, Bloomington, MN 55431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,360 sqft · built 1958 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Oct 2021) |
| Tax Bill | $4,781 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-027-24-24-0111 |
| Primary APN | 09-027-24-24-0111 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Gross Area | 2,230 sqft |
| 1st Floor Area | 1,360 sqft |
| Basement Area | 870 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 123 ft deep x 84.2 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 432 sqft |
| Patio Area | 432 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 1609 W 89TH ST |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55431-2048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 002 BLOCK 001 A VERNON OXBOROUGH ADDN 84.2 X 123 |
| Legal Range | 24 |
| Legal Township | 027 |
| Legal Section | 09 |
| Legal Quarter | 24 |
| Legal Subdivision | VERNON OXBOROUGH ADDN |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 25601 |
1609 W 89th St is owned and occupied by an individual who bought it in October 2021.
Source: Hennepin County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1609 W 89TH ST, MINNEAPOLIS, MN 55431-2048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2021 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 19, 2021 | Affidavit of Death of Joint Tenant, Transfer EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on File |
| Deed Sale | Oct 19, 2021 · Amount on File |
| Deed Document Number | 202111032268 |
| Prior Transfer Date | Oct 5, 2021 |
| Prior Transfer Doc | 0011032265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Oct 19, 2021 |
| Property Address | 1609 W 89TH ST, BLOOMINGTON, MN 55431-2048 |
| Document Number | 0A11032268 |
| Instrument Date | Oct 7, 2021 |
| Instrument | A11032268 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,089.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1609 W 89TH ST, BLOOMINGTON, MN 55431-2048 |
| Document Number | 0A11032269 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | A11032269 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Oct 19, 2021 |
| Property Address | 1609 W 89TH ST, BLOOMINGTON, MN 55431-2048 |
| Document Number | 0A11032265 |
| Instrument Date | Oct 5, 2021 |
| Instrument | A11032265 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1609 W 89TH ST, BLOOMINGTON, MN 55431-2048 |
The 2025 property tax bill for 1609 W 89th St was $4,781 with a homeowner's exemption.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Bloomington City |
| Unified School District | Bloomington Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,781.00 | $358,700 Land $143,700 Building $215,000 | $358,700 Land $143,700 Building $215,000 |
| 2023 | $3,976.00 Homeowner's exemption | ||
| 2022 | $343,200 Land $130,400 Building $212,800 | $343,200 Land $130,400 Building $212,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1609 W 89th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 1609 W 89th St, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bloomington serves 91,300 people · EPA ID MN1270001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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