1609 Thatcher Xing, Clover, SC 29710 Property Records

York County property record for 1609 Thatcher Xing, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,290 sqft · built 2020
Lot Size	0.553 acres (24,095 sqft)
Owner	2 Individual Names on File
Last Sale	$711,000 (Apr 2023)
Tax Bill	$3,845 (2025)
Deeds & Mortgages	May 2025 Line of Credit Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`478-01-10-011`

Property Details

APN / Parcel Number

Primary APN	`478-01-10-011`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,290 sqft Living Area
Gross Area	5,057 sqft
1st Floor Area	2,062 sqft
2nd Floor Area	2,228 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	24,095 sqft (0.553 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	183 sqft
Patio Area	144 sqft

Location & Zoning

Street Address	1609 THATCHER XING
City	CLOVER
State	SC
Zip	29710-7878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 CAMBURN SUB
Legal Subdivision	CAMBURN
Legal Lot Number	11
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2010
Census Tract	61706

Owner

1609 Thatcher Xing is owned and occupied by two individuals who bought it in April 2023.

Source: York County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1609 THATCHER XING, CLOVER, SC 29710-7878
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage · Line of Credit EASTMAN CU
Apr 6, 2023	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Oct 28, 2022	Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Sep 9, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023 · Amount on File
Deed Sale	Apr 6, 2023 · Amount on File
Prior Sale	Oct 28, 2022 · Amount on File
Deed Document Number	20239924
Deed Book / Page	20694 / 330
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1609 THATCHER XING, CLOVER, SC 29710-7878
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 THATCHER XING, CLOVER, SC 29710-7878

Mortgage

Document Number	2191700415
Date	May 19, 2025
Book Page	21917/415
Instrument	2025016006

Lender

Name	EASTMAN CU
Type	Credit Union
Address	2021 MEADOWVIEW LN, KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 13, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Apr 6, 2023
Property Address	1609 THATCHER XING, CLOVER, SC 29710-7878
Document Number	2069400330
Book / Page	20694 / 330
Map Reference	MB 160 PG 461&462
Instrument Date	Apr 5, 2023
Instrument	2023009924
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,848.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1609 THATCHER XING, CLOVER, SC 29710-7878

Mortgage

Document Number	2023009925
Date	Apr 6, 2023
Instrument	2023009925

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Oct 28, 2022
Property Address	1609 THATCHER XING, CLOVER, SC 29710-7878
Document Number	2047400190
Book / Page	20474 / 190
Map Reference	MB 160 PG 461&462
Instrument Date	Oct 28, 2022
Instrument	2022045876
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1609 THATCHER XING, CLOVER, SC 29710-7878

Mortgage

Document Number	2047400487
Date	Oct 28, 2022
Book Page	20474/487
Instrument	2022045911

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28207

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

September 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	YORK SC
Recording Date	Sep 9, 2020
Property Address	1609 THATCHER XING, CLOVER, SC 29710-7878
Document Number	1856400329
Book / Page	18564 / 329
Map Reference	MB 160 PG 461&462
Instrument Date	Sep 1, 2020
Instrument	2020041866
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,809.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1609 THATCHER XING, CLOVER, SC 29710-7878

Mortgage

Document Number	2020041867
Date	Sep 9, 2020
Instrument	2020041867

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1609 Thatcher Xing was $3,845.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,845.00	$28,088 Land $3,200 Building $24,888	$702,200 Land $80,000 Building $622,200
2023	$3,023.00	$20,863 Land $3,000 Building $17,863	$521,583 Land $75,000 Building $446,583

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1609 Thatcher Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 Thatcher Xing is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	2,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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