Pasco County property record for 1609 Swamp Rose Ln, Trinity, FL 34655
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,737 sqft · built 2005 |
| Lot Size | 0.192 acres (8,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $585,000 (Dec 2024) |
| Tax Bill | $5,110 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-26-16-0050-00000-0870 |
| Primary APN | 36-26-16-0050-00000-0870 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,737 sqft Living Area |
| Gross Area | 3,358 sqft |
| 1st Floor Area | 2,737 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,360 sqft (0.192 acres) |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 920 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 275 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1609 SWAMP ROSE LN |
|---|---|
| City | TRINITY |
| State | FL |
| Zip | 34655-4979 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | THOUSAND OAKS EAST PHASES II AND III PB 46 PG 40 LOT 87 |
| Legal Range | 16E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | THOUSAND OAKS EAST |
| Legal Tract | 50 |
| Legal Lot Number | 87 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 31508 |
Source: Pasco County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1609 SWAMP ROSE LN, TRINITY, FL 34655-4979 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Apr 2, 2024 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Sep 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 30, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2024 · Amount on Record |
| Deed Sale | Dec 31, 2024 · Amount on Record |
| Prior Sale | Sep 27, 2021 · Amount on Record |
| Deed Document Number | 2024226272 |
| Deed Book / Page | 11135 / 487 |
| Last Transfer Date | Jan 17, 2025 |
| Transfer Doc | 0111450238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 14, 2026 |
| Property Address | 1609 SWAMP ROSE LN, TRINITY, FL 34655-4979 |
| Document Number | 0000153705 |
| Book / Page | 11476 / 3446 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026153705 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 1609 SWAMP ROSE LN, TRINITY, FL 34655-4979 |
| Document Number | 0000153705, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 11476/3446 |
| Instrument | 2026153705 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1609 SWAMP ROSE LN, TRINITY, FL 34655-4979 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1609 SWAMP ROSE LN, TRINITY, FL 34655-4979 |
| Document Number | 0109843067 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 10984/3067 |
| Instrument | 2024054476 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | 7007 BROADWAY AVE, CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 19, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 27, 2021 |
| Property Address | 1609 SWAMP ROSE LN, TRINITY, FL 34655-4979 |
| Document Number | 0104470964 |
| Book / Page | 10447 / 964 |
| Map Reference | MB 46 PG 40-49 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021205547 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | CHAMPION'S TITLE SERVICES LLC, CHAMPIONS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1289 GOLDEN OAK DR, 1289, TARPON SPRINGS, FL 34689-3921 |
| Name | Verified Name |
|---|---|
| Address | 1609 SWAMP ROSE LN, TRINITY, FL 34655-4979 |
| Document Number | 10447966 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 10447/966 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1609 SWAMP ROSE LN, TRINITY, FL 34655-4979 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094983016 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 9498/3016 |
| Instrument | 2017023130 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Apr 30, 2019 |
| Property Address | 1609 SWAMP ROSE LN, TRINITY, FL 34655-4979 |
| Document Number | 0098973309 |
| Book / Page | 009897 / 003309 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 72647 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,156.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1609 SWAMP ROSE LN TRINITY FL 346554979, TRINITY, FL 34655-4979 |
| Document Number | 98973312 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 009897/003312 |
| Instrument | 72648 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2049 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,020 (+2.9%) | $521,149 (-0.17%) Land $77,207 Building $443,942 | |
| 2025 | $5,110.00 (-6.15%) | $330,445 (-5.45%) Land $77,207 Building $253,238 | $522,055 (-0.97%) Land $77,207 Building $444,848 |
| 2023 | $5,445.00 (+11.1%) Additional exemption filed | $349,500 (+3%) Land $73,665 Building $275,835 | $527,180 (+21.85%) Land $73,665 Building $453,515 |
| 2022 | $4,901.00 Homeowner's exemption | $339,329 Land $61,499 Building $277,830 | $432,639 Land $61,499 Building $371,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 71 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 4 (2012–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEVEN SPRINGS private · serves 32,834 people · EPA ID FL6512214 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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