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1609 Summit Ridge Ln, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 1609 Summit Ridge Ln, Kannapolis, NC 28083

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,005 sqft · built 2007
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Aug 2018)
Tax Bill$2,731 (2023)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04031G0124.000000

Property Details

APN / Parcel Number

Primary APN04031G0124.000000
Alternative APNs
  • 5623 44 0987
  • 125137

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,005 sqft Living Area
Gross Area2,830 sqft
1st Floor Area955 sqft
Upper Floors Area1,050 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage TypeFinished
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area684 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area21 sqft
Deck Area384 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number125137
Street Address1609 SUMMIT RIDGE LN
CityKANNAPOLIS
StateNC
Zip28083-7803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLT 124 WATERSIDE LANDING
Legal SubdivisionWATERSIDE LANDING
Legal Lot Number124
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group1
Census Block1012
Census Tract40705

Owner

1609 Summit Ridge Ln is owned and occupied by two individuals who bought it in August 2018.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1609 SUMMIT RIDGE LN, KANNAPOLIS, NC 28083-7803
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2018 · Amount on File
Deed SaleAug 10, 2018 · Amount on File
Prior SaleOct 18, 2007 · Amount on File
Deed Book / Page13129 / 226
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateAug 10, 2018
Property Address1609 SUMMIT RIDGE LN, KANNAPOLIS, NC 28083-7803
Document Number0013129226
Book / Page13129 / 0226
Map ReferenceMB37 PG26
Instrument DateAug 8, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8656 SKY RIM DR, 8656, LAKESIDE, CA 92040-5551

Transferred To (Grantee/Buyer)

NameVerified Name
Address1609 SUMMIT RIDGE LN, KANNAPOLIS, NC 28083-7803

Mortgage

Document Number0013129229
DateAug 10, 2018
Instrument13129/229
Lender
NameTOWNEBANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

Mortgage

Document Number0013129241
DateAug 10, 2018
Book Page13129/0241
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$326,150 Land $70,000 Building $256,150
2024$326,150 (+59.89%) Land $70,000 Building $256,150
2023$2,731.00$203,980 Land $40,000 Building $163,980$203,980 Land $40,000 Building $163,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1609 Summit Ridge Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 Summit Ridge Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL · Fiber in parts of the area		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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