1609 Stream Valley Overlook, Severn, MD 21144 Property Records

Anne Arundel County property record for 1609 Stream Valley Overlook, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,164 sqft · built 2018
Lot Size	0.247 acres (10,766 sqft)
Owner	2 Individual Names on File
Last Sale	$653,003 (Apr 2018)
Tax Bill	$6,980 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-494-90244181`

Property Details

APN / Parcel Number

Primary APN	`04-494-90244181`
Alternative APN	`49490244181`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,164 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,766 sqft (0.247 acres)
Garage Type	Attached
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	49490244181
Street Address	1609 STREAM VALLEY OVERLOOK
City	SEVERN
State	MD
Zip	21144-1176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 105 ARUNDEL FOREST II/MIKLAS
Legal Subdivision	ARUNDEL FOREST II/MIKLAS
Legal Block	1
Legal Lot Number	105
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	1
Census Block	1012
Census Tract	740104

Owner

1609 Stream Valley Overlook is owned and occupied by two individuals who bought it in April 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1609 STREAM VALLEY OVERLOOK, SEVERN, MD 21144-1176
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 5, 2018	Deed, Transfer · Conventional Mortgage TBI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2018 · Amount on File
Deed Sale	Apr 5, 2018 · Amount on File
Deed Book / Page	31983 / 25
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1609 STREAM VALLEY OVERLOOK, SEVERN, MD 21144-1176
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0385900133
Date	Apr 11, 2022
Book Page	38590/133

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	235 Months
Due	Nov 1, 2041

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1609 STREAM VALLEY OVERLOOK, SEVERN, MD 21144-1176
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378080480
Date	Oct 28, 2021
Book Page	37808/480

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 5, 2018
Property Address	1609 STREAM VALLEY OVERLOOK, SEVERN, MD 21144-1176
Document Number	0319830025
Book / Page	31983 / 025
Map Reference	PL17494
Instrument Date	Mar 26, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	WESTMINSTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,795.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 STREAM VALLEY OVERLOOK, SEVERN, MD 21144-1176

Mortgage

Document Number	0003198330
Date	Apr 5, 2018
Instrument	31983/30

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1609 Stream Valley Overlook was $6,980.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$573,600 Land $190,200 Building $383,400	$573,600 Land $190,200 Building $383,400
2025	$6,980.00
2023	$5,692.00	$521,333	$592,800 Land $175,200 Building $417,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1609 Stream Valley Overlook in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2008–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 Stream Valley Overlook is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Xfinity.

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