San Diego County property record for 1609 Stewart St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,085 sqft · built 1952 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,261,000 (Aug 2021) |
| Tax Bill | $15,912 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Oct 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 153-140-11-00 |
| Primary APN | 153-140-11-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,085 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 10,200 sqft (0.234 acres) |
| Street Address | 1609 STEWART ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 63 LOTS B-D DOC84-8201 IN ALLEY CLSD ADJ&IN TR 000301 |
| Legal Subdivision | SOUTH OCEANSIDE CORR |
| Legal Tract | 000301 |
| Legal Block | 63 |
| Legal Lot Number | B-D |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 18101 |
Source: San Diego County records, as of August 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1609 STEWART ST, OCEANSIDE, CA 92054-5947 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 22, 2025 | Intrafamily Transfer, Transfer |
| Oct 31, 2023 | Intrafamily Transfer, Transfer |
| Aug 30, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 7, 2020 | Grant Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on Record |
| Deed Sale | Aug 30, 2021 · Amount on Record |
| Prior Sale | Jul 7, 2020 · Amount on Record |
| Deed Document Number | 2021616352 |
| Prior Transfer Date | Nov 7, 2003 |
| Prior Transfer Doc | 0001378405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 22, 2025 |
| Property Address | 1609 STEWART ST, OCEANSIDE, CA 92054-5947 |
| Document Number | 0000295270 |
| Map Reference | MAP 301 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2025-0295270 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1609 STEWART ST, OCEANSIDE, CA 92054-5947 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 31, 2023 |
| Property Address | 1609 STEWART ST, OCEANSIDE, CA 92054-5947 |
| Document Number | 0000300320 |
| Map Reference | MAP 301 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 2023-0300320 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1609 STEWART ST, OCEANSIDE, CA 92054-5947 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 30, 2021 |
| Property Address | 1609 STEWART ST, OCEANSIDE, CA 92054-5947 |
| Document Number | 0000616352 |
| Map Reference | MAP 301 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021-0616352 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1609 STEWART ST, OCEANSIDE, CA 92054-5947 |
| Document Number | 0000616353 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021-0616353 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 7, 2020 |
| Property Address | 1609 STEWART ST, OCEANSIDE, CA 92054-5947 |
| Document Number | 0000354783 |
| Map Reference | MAP 301 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 2020-0354783 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1609 STEWART ST, OCEANSIDE, CA 92054-5947 |
| Document Number | 0000354784 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 2020-0354784 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,453,316 (+2%) Land $1,147,377 Building $305,939 | |
| 2025 | $15,912.00 (+5.2%) Homeowner's exemption | $1,424,821 (+4.04%) Land $1,124,880 Building $299,941 |
| 2023 | $15,126.00 (+8.27%) Homeowner's exemption | $1,369,495 Land $1,081,200 Building $288,295 |
| 2022 | $13,970.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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