1609 Stetson St, Justin, TX 76247 Property Records

Denton County property record for 1609 Stetson St, Justin, TX 76247

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,885 sqft · built 2021
Lot Size	0.134 acres (5,837 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,306 (Jun 2026)
Tax Bill	$7,903 (2025)
Deeds & Mortgages	Sep 2022 Reverse Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R974612`

Property Details

APN / Parcel Number

Primary APN	`R974612`
Alternative APNs	`SJ1443A-000002Z-0000-0009-0000` `SJ1443A-000002Z-0000-0009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,885 sqft Living Area
Gross Area	3,318 sqft
1st Floor Area	2,211 sqft
2nd Floor Area	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,837 sqft (0.134 acres)
Garage Type	Attached
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1609 STETSON ST
City	JUSTIN
State	TX
Zip	76247-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PECAN SQUARE PHASE 2B-2 BLK 2Z LOT 9
Legal Subdivision	PECAN SQUARE PHASE 2B-2
Legal Block	2Z
Legal Lot Number	9
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	1
Census Block	1006
Census Tract	20314

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1609 STETSON ST, JUSTIN, TX 76247-2060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 3, 2026	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 9, 2026	Intrafamily Transfer, Transfer
Sep 2, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 25, 2022	Warranty Deed, Subdivision Related Transfer DHI TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Deed Document Number	202664620
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	1609 STETSON ST, NORTHLAKE, TX 76247-2060
Transaction Type	Mortgage
Record Updated	Jun 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 STETSON ST, NORTHLAKE, TX 76247-2060

Mortgage

Document Number	0000128102
Date	Sep 2, 2022
Instrument	2022-128102

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DENTON TX
Recording Date	Jun 3, 2026
Property Address	1609 STETSON ST, JUSTIN, TX 76247-2060
Document Number	0000064620
Instrument Date	Jun 2, 2026
Instrument	202664620
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	REPUBLIC TITLE OF TEXAS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 STETSON ST, JUSTIN, TX 76247-2060
Investor	Possibly a Property Investor

Mortgage

Document Number	0000064621,
Date	Jun 3, 2026
Instrument	202664621

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DENTON TX
Recording Date	Feb 9, 2026
Property Address	1609 STETSON ST, NORTHLAKE, TX 76247-2060
Document Number	0000013435
Map Reference	DOC 2021-136
Instrument Date	May 18, 2023
Instrument	2026-013435
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1609 STETSON ST, NORTHLAKE, TX 76247-2060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 STETSON ST, NORTHLAKE, TX 76247-2060

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	1609 STETSON ST, JUSTIN, TX 76247-2060
Transaction Type	Mortgage
Record Updated	Jan 9, 2023
Title Company	FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 STETSON ST, NORTHLAKE, TX 76247-2060

Mortgage

Document Number	0000128102
Date	Sep 2, 2022
Instrument	2022-128102

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Apr 25, 2022
Property Address	1609 STETSON ST, NORTHLAKE, TX 76247-2060
Document Number	0000061336
Map Reference	DOC 2021-136
Instrument Date	Apr 22, 2022
Instrument	2022-061336
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2026
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 STETSON ST, NORTHLAKE, TX 76247-2060

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Northlake Town
Unified School District	Northwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,083 (+0.85%) Land $119,659 Building $364,424	$484,083 (-7.52%) Land $119,659 Building $364,424
2025	$7,903.00 (-9.01%) Homeowner's exemption Senior Citizen's exemption	$479,995 (+2.13%) Land $102,148 Building $421,278	$523,426 (+11.37%) Land $102,148 Building $421,278
2024	$8,686.00 (-2.11%)
2023	$8,873.00 (+76.58%) Homeowner's exemption Senior Citizen's exemption	$469,996 Land $102,148 Building $367,848	$469,996 Land $102,148 Building $367,848
2022	$5,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTHLAKE serves 10,430 people · EPA ID TX0610235
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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