Monroe County property record for 1609 State Rte 156, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 996 sqft · built 1947 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,701 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-300-001-000 |
| Primary APN | 09-02-300-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 67,082 sqft (1.54 acres) |
| Patio Area | 128 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 54 sqft |
| Gazebo | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1609 STATE ROUTE 156 |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | LOT 3B |
| Legal Range | 11W |
| Legal Township | 03S |
| Legal Section | 02 |
| Legal Lot Number | 3B |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 600402 |
1609 State Rte 156 is owned and occupied by an individual who acquired it in December 2022.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1609 STATE ROUTE 156, WATERLOO, IL 62298-6107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 7, 2022 |
| Transfer Doc | 0000427293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 13, 2022 |
| Property Address | 1609 STATE ROUTE 156, WATERLOO, IL 62298-6107 |
| Document Number | 0000427293 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 427293 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1609 STATE ROUTE 156, WATERLOO, IL 62298-6107 |
The 2025 property tax bill for 1609 State Rte 156 was $2,701.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Valmeyer Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,701.00 Homeowner's exemption | $53,570 Land $9,830 Building $43,740 | $160,710 Land $29,490 Building $131,220 |
| 2024 | $2,701.00 | ||
| 2022 | Additional exemption filed | $49,830 Land $9,830 Building $40,000 | $149,490 Land $29,490 Building $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1609 State Rte 156 in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 5 (1993–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1609 State Rte 156 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Harrisonville Telephone Company DSL | 30 / 3 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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