1609 S Madison St, Bloomington, IL 61701 Property Records

McLean County property record for 1609 S Madison St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	1 ba · 809 sqft · built 1925
Lot Size	0.123 acres (5,358 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Jul 2010)
Tax Bill	$2,414 (2024)
Deeds & Mortgages	Aug 2026 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-09-336-015`

Property Details

APN / Parcel Number

Primary APN	`21-09-336-015`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	809 sqft Living Area
1st Floor Area	809 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	99 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Detached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1609 S MADISON ST
City	BLOOMINGTON
State	IL
Zip	61701-6658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	SOUTH LAWN ADD LOT 7
Legal Range	02E
Legal Township	23N
Legal Section	09
Legal Subdivision	SOUTH LAWN ADD
Legal Lot Number	7
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1018
Census Tract	5900

Owner

1609 S Madison St is owned and occupied by two individuals who bought it in July 2010.

Source: McLean County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1609 S MADISON ST, BLOOMINGTON, IL 61701-6658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2010 · Amount on File
Deed Sale	Jul 1, 2010 · Amount on File
Deed Document Number	201014383
Prior Transfer Date	Jun 29, 2010
Prior Transfer Doc	0000014383
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 18, 2026
Property Address	1609 S MADISON ST, BLOOMINGTON, IL 61701-6658
Document Number	0000012074
Instrument Date	Jul 27, 2026
Instrument	202612074
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1609 S MADISON ST, BLOOMINGTON, IL 61701-6658

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1609 S MADISON ST, BLOOMINGTON, IL 61701-6658
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013016
Date	Jul 14, 2020
Instrument	2020-00013016

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1609 S MADISON ST, BLOOMINGTON, IL 61701-6658
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100010487
Date	May 4, 2021
Instrument	2021-00010487

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2041

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,772 Land $8,890 Building $29,882	$116,316 Land $26,670 Building $89,646
2024	$2,414.00 (+7.1%)
2023	$2,254.00	$32,969 Land $7,560 Building $25,409	$98,907 Land $22,680 Building $76,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1609 S Madison St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 S Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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