1609 S 10th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 1609 S 10th St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 775 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Aug 2026)
Tax Bill	$1,504 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09146016004Z009`

Property Details

APN / Parcel Number

Primary APN	`09146016004Z009`
Alternative APNs	`41360794` `133821` `95030`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	775 sqft Living Area
Gross Area	135 sqft
1st Floor Area	775 sqft
Interior Walls	Wallboard/Drywall

Exterior

Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Area	864 sqft
Driveway	Driveway
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	133821
Street Address	1609 S 10TH ST
City	BRAINERD
State	MN
Zip	56401-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4 AND 5 BLOCK 16
Legal Range	31W
Legal Township	45N
Legal Section	36
Legal Subdivision	HOWES AND SPALDINGS ADDITION TO THE
Legal Block	16
Legal Lot Number	4
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	3
Census Block	3015
Census Tract	951100

Owner

1609 S 10th St is owned and occupied by an individual who bought it in August 2026.

Source: Crow Wing County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1609 S 10TH ST, BRAINERD, MN 56401-4421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage RANDALL STATE BANK
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage RANDALL STATE BANK
May 1, 2025	Deed of Trust, Mortgage MID MINNESOTA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Prior Sale	Aug 12, 2026 · Amount on File
Deed Document Number	20261027991
Prior Transfer Date	Dec 1, 1999
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Aug 12, 2026
Property Address	1609 S 10TH ST, BRAINERD, MN 56401-4421
Document Number	0001027991
Instrument Date	Aug 7, 2026
Instrument	20261027991
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,659.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 S 10TH ST, BRAINERD, MN 56401-4421

Mortgage

Document Number	0001027992,
Date	Aug 12, 2026
Instrument	20261027992

Lender

Name	RANDALL STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Aug 12, 2026
Property Address	1609 S 10TH ST, BRAINERD, MN 56401-4421
Document Number	0000287236
Instrument Date	Aug 7, 2026
Instrument	2026287236
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$68,659.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 S 10TH ST, BRAINERD, MN 56401-4421

Mortgage

Document Number	0000287237,
Date	Aug 12, 2026
Instrument	2026287237

Lender

Name	RANDALL STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0001027992,
Date	Aug 12, 2026
Instrument	20261027992

Lender

Name	RANDALL STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	1609 S 10TH ST, BRAINERD, MN 56401-4421
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000281138
Date	May 1, 2025
Instrument	281138

Lender

Name	MID MINNESOTA FCU
Type	Credit Union
Address	BAXTER, MN 56425

Agreement

Amount	Amount on Record
Due	May 8, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 1609 S 10th St was $1,504 with a homeowner's exemption.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,504.00 Homeowner's exemption	$174,800 (+3.8%) Land $45,000 Building $129,800	$174,800 (+3.8%) Land $45,000 Building $129,800
2025		$168,400 Land $45,200 Building $123,200	$168,400 Land $45,200 Building $123,200
2023	$1,296.00 Homeowner's exemption	$149,700 Land $39,600 Building $110,100	$149,700 Land $39,600 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1609 S 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 S 10th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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