1609 Royle Rd, Summerville, SC 29486 Property Records

Berkeley County property record for 1609 Royle Rd, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,747 sqft · built 2013
Lot Size	1.64 acres (71,438 sqft)
Owner	Individual Name on File
Tax Bill	$6,298 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-02-04-032`

Property Details

APN / Parcel Number

Primary APN	`233-02-04-032`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,747 sqft Finished Area
Gross Area	1,927 sqft
1st Floor Area	1,747 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Roof Type	Gable
Roof Material	Asphalt
Lot Area	71,438 sqft (1.64 acres)

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Patio Area	144 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	1609 ROYLE RD
City	SUMMERVILLE
State	SC
Zip	29486-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 275GREEN ACRESLOT 16 & PORTION OF LOT 200.54 AC
Legal Subdivision	GREEN ACRES
Legal Block	A
Legal Lot Number	16
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	1
Census Block	1008
Census Tract	20715

Owner

Source: Berkeley County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1609 ROYLE RD, SUMMERVILLE, SC 29486-1729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC
Aug 13, 2018	Deed, Transfer · Conventional Mortgage MIDLAND MORTGAGE CORP
Feb 21, 2017	Grant Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2023
Deed Sale	Aug 30, 2023
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Document Number	202326641
Deed Book / Page	4649 / 442
Prior Transfer Date	Aug 24, 2023
Prior Transfer Doc	04649/0442
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKELEY SC
Recording Date	Aug 30, 2023
Property Address	1609 ROYLE RD, SUMMERVILLE, SC 29486-1729
Document Number	04649/0442
Book / Page	4649 / 442
Map Reference	MB V PG 178
Instrument Date	Aug 24, 2023
Instrument	2023026641
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1609 ROYLE RD, SUMMERVILLE, SC 29486-1729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 ROYLE RD, SUMMERVILLE, SC 29486-1729

Mortgage

Document Number	2023026642
Date	Aug 30, 2023
Instrument	2023026642

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Aug 13, 2018
Property Address	1609 ROYLE RD, SUMMERVILLE, SC 29486-1729
Document Number	02817/0573
Book / Page	2817 / 0573
Map Reference	MB V PG 178
Instrument Date	Jul 31, 2018
Instrument	2018027400
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$658.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1609 ROYLE RD, SUMMERVILLE, SC 29486-1729

Mortgage

Document Number	2018027401
Date	Aug 13, 2018
Instrument	2018027401

Lender

Name	MIDLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 21, 2017
Property Address	1609 ROYLE RD, SUMMERVILLE, SC 29486-1729
Document Number	2395/0688
Book / Page	002395 / 000688
Instrument Date	Feb 15, 2017
Instrument	5725
Transaction Type	Transfer
Record Updated	Mar 1, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$188.21
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3459 KIRKWALL DR SUMMERVILLE SC 294859054, SUMMERVILLE, SC 29485-9054

Mortgage

Document Number	2395/0692
Date	Feb 21, 2017
Book Page	002395/000692
Instrument	5726

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,480 (+1,566.64%) Land $20,796 Building $180,684	$329,400 (-) Land $34,000 Building $295,400
2025	$6,298.00 (+22.77%)	$12,089 (-) Land $1,248 Building $10,841	$329,400 (-) Land $34,000 Building $295,400
2024	$5,130.00 (+13.97%)	$12,089 (+15%) Land $1,248 Building $10,841	$329,400 (+88.01%) Land $34,000 Building $295,400
2022	$4,501.00	$10,512 Land $2,040 Building $8,472	$175,200 Land $34,000 Building $141,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2015–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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