Stanly County property record for 1609 Ross Dr, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,535 sqft · built 1968 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Oct 2017) |
| Tax Bill | $1,748 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 654702683492 |
| Primary APN | 654702683492 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,535 sqft Finished Area |
| Basement Area | 1,350 sqft |
| Unfinished Basement | 1,350 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 150 ft deep x 95 ft wide |
| Porch | Porch |
| Porch Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1517751 |
|---|---|
| Street Address | 1609 ROSS DR |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-9780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | HSE 1609 ROSS DR 654707038 |
| Legal Subdivision | ROSS HILLS SUBDIVISION |
| Jurisdiction | STANLY NC |
| Township / Civil Division | SOUTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 931002 |
1609 Ross Dr is owned and occupied by an individual who bought it in October 2017.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1609 ROSS DR, ALBEMARLE, NC 28001-9780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 5, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2017 · Amount on File |
| Deed Sale | Oct 5, 2017 · Amount on File |
| Deed Document Number | 2017394573 |
| Deed Book / Page | 1626 / 30 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 1609 ROSS DR, ALBEMARLE, NC 28001-9780 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0000456295 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 1815/653 |
| Instrument | 456295 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Oct 5, 2017 |
| Property Address | 1609 ROSS DR, ALBEMARLE, NC 28001-9780 |
| Document Number | 0000394573 |
| Book / Page | 001626 / 000030 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 394573 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1609 ROSS DR ALBEMARLE NC 280019780, ALBEMARLE, NC 28001-9780 |
The 2026 property tax bill for 1609 Ross Dr was $1,748.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,748.00 | $156,148 (-) Land $24,225 Building $131,923 | $156,148 (-) Land $24,225 Building $131,923 |
| 2025 | $1,748.00 | $156,148 Land $24,225 Building $131,923 | $156,148 Land $24,225 Building $131,923 |
| 2023 | $1,181.00 | $96,809 Land $10,830 Building $85,979 | $96,809 Land $10,830 Building $85,979 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1609 Ross Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1609 Ross Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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