1609 Robin Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1609 Robin Rd, Waterloo, IA 50701 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,112 sqft · built 1969
Lot Size	0.169 acres (7,350 sqft)
Owner	Individual Name on File
Last Sale	$138,500 (Jul 2021)
Tax Bill	$3,424 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2023 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-28-402-005`

Property Details

APN / Parcel Number

Primary APN	`8913-28-402-005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	888 sqft
Basement Area	1,112 sqft
Finished Basement	750 sqft
Unfinished Basement	1,112 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	7,350 sqft (0.169 acres)
Lot Dimensions	105 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	225 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1609 ROBIN RD
City	WATERLOO
State	IA
Zip	50701-3646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTINGTON PARK E 20 FT N 105 FT LOT 85 W 50 FT N 105 FT LOT 84
Legal Range	13W
Legal Township	89N
Legal Section	28
Legal Subdivision	HUNTINGTON PARK
Legal Lot Number	84,85
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2032
Census Tract	1502

Owner

Source: Black Hawk County records · APN 8913-28-402-005

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1609 ROBIN RD, WATERLOO, IA 50701-3646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jun 19, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2021 · Amount on Record
Deed Sale	Jul 31, 2021 · Amount on Record
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	20212400
Last Transfer Date	Jun 02, 2023
Transfer Doc	0000016966
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1609 ROBIN RD, WATERLOO, IA 50701-3646
Transaction Type	Mortgage
Record Updated	Oct 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 ROBIN RD, WATERLOO, IA 50701-3646

Mortgage

Document Number	202400003859
Date	Sep 18, 2023
Instrument	202400003859

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 19, 2023
Property Address	1609 ROBIN RD, WATERLOO, IA 50701-3646
Document Number	202300016966
Instrument Date	Jun 02, 2023
Instrument	202300016966
Transaction Type	Transfer
Record Updated	Jul 04, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 ROBIN RD, WATERLOO, IA 50701-3646

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 31, 2020
Property Address	1609 ROBIN RD, WATERLOO, IA 50701-3646
Document Number	202100002400
Instrument Date	Jul 18, 2020
Instrument	202100002400
Transaction Type	Transfer
Record Updated	Jul 04, 2023
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 ROBIN RD, WATERLOO, IA 50701-3646

Mortgage

Document Number	202100002401
Date	Jul 31, 2020
Instrument	202100002401

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 01, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

Mortgage

Document Number	202100002402
Date	Jul 31, 2020
Instrument	202100002402

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2030

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,424.00 Homeowner's exemption	$188,440 (+12.1%) Land $20,480 Building $167,960	$188,440 (+12.1%) Land $20,480 Building $167,960
2024	$3,424.00 (+20.99%)
2023		$168,100 (+22.06%) Land $20,480 Building $147,620	$168,100 (+22.06%) Land $20,480 Building $147,620
2022	$2,830.00 (+2.8%) Homeowner's exemption	$137,720 Land $20,480 Building $117,240
2021	$2,753.00		$137,720 Land $20,480 Building $117,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130015022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2013)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2013, rainfall accumulation
Claims By Storm	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: LTD Broadband, AMG Technology Investment Group, Verizon, Waterloo Telecommunications Utility. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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