1609 Ridge Pl, Lahoma, OK 73754 Property Records

Garfield County property record for 1609 Ridge Pl, Lahoma, OK 73754

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 1979
Lot Size	0.961 acres (41,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,500 (Jul 2017)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`29457`

Property Details

APN / Parcel Number

Primary APN	`29457`
Alternative APN	`9065-00-001-003-0-003-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,774 sqft Living Area
1st Floor Area	1,774 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,892 sqft (0.961 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	464 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29457
Street Address	1609 RIDGE PL
City	LAHOMA
State	OK
Zip	73754-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 1 SD-M92 GREEN VALLEY 4TH SE/4 16-22-8
Legal Range	08W
Legal Township	22N
Legal Section	16
Legal Subdivision	GREEN VALLEY 4TH
Legal Block	1
Legal Lot Number	3
Jurisdiction	GARFIELD OK
Township / Civil Division	ENID
Census Block Group	1
Census Block	1059
Census Tract	1603

Owner

Source: Garfield County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1609 RIDGE PL, LAHOMA, OK 73754-9776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2018	Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK
Jul 11, 2017	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Prior Sale	Sep 22, 2008 · Amount on Record
Deed Book / Page	2345 / 780
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	1609 RIDGE PL, LAHOMA, OK 73754-9776
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02388/0732
Date	Jun 20, 2018
Book Page	2388/0732

Lender

Name	SECURITY NATIONAL BANK
Type	Bank
Address	ENID, OK 73701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 12, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Jul 11, 2017
Property Address	1609 RIDGE PL, LAHOMA, OK 73754-9776
Document Number	02345/0780
Book / Page	2345 / 0780
Instrument Date	Jun 16, 2017
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0023450902
Date	Jul 11, 2017
Instrument	2345/0902

Lender

Name	SECURITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Unified School District	Cimarron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,126 (-0.15%) Land $2,063 Building $16,063	$144,998 (-0.16%) Land $16,500 Building $128,498
2025	$1,312.00 (-16.43%) Homeowner's exemption	$18,154 (-15.04%) Land $2,063 Building $16,091	$145,226 (-15.04%) Land $16,500 Building $128,726
2023	$1,570.00 Homeowner's exemption	$21,368 Land $2,063 Building $19,305	$170,940 Land $16,500 Building $154,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENID serves 49,347 people · EPA ID OK2002412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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