1609 Prospect St, Ewing (Trenton), NJ 08638 Property Records

Mercer County and Ewing Township property record for 1609 Prospect St, Ewing, NJ 08638

Property Summary

Property Type	Single Family Home
Details	1,362 sqft · built 1940
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Nov 2023)
Tax Bill	$7,446 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00089-0000-00419`

Property Details

APN / Parcel Number

Primary APN	`02-00089-0000-00419`
Alternative APNs	`020008900419` `03530880`

Interior

Stories	1 Story
Building Area	1,362 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Account Number	03530880
Street Address	1609 PROSPECT ST
City	EWING
State	NJ
Zip	08638-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	420
Legal Subdivision	PROSPECT HEIGHTS
Legal Block	89
Legal Lot Number	419
Jurisdiction	MERCER NJ
Township / Civil Division	EWING
Census Block Group	3
Census Block	3010
Census Tract	3500

Owner

Source: Mercer County and Ewing Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1609 PROSPECT ST, EWING, NJ 08638-3030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed, Transfer · FHA Mortgage MLD MORTGAGE
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 20, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Dec 1, 2015 · Amount on Record
Deed Document Number	202337444
Deed Book / Page	6539 / 1243
Prior Transfer Date	Jun 10, 2022
Prior Transfer Doc	0000047871
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Nov 1, 2023
Property Address	1609 PROSPECT ST, EWING, NJ 08638-3030
Document Number	0000037444
Book / Page	6539 / 1243
Instrument Date	Oct 27, 2023
Instrument	2023037444
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	MONARCH TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 HUDSON ST, TRENTON, NJ 08609-2506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 PROSPECT ST, EWING, NJ 08638-3030

Mortgage

Document Number	0000037445
Date	Nov 1, 2023
Instrument	2023037445

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	1609 PROSPECT ST, EWING, NJ 08638-3030
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074842
Date	Dec 20, 2021
Book Page	11695/1344
Instrument	2021074842

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCER NJ
Recording Date	Oct 20, 2022
Property Address	1609 PROSPECT ST, EWING, NJ 08638-3030
Document Number	0000047871
Book / Page	6503 / 1738
Instrument Date	Jun 10, 2022
Instrument	2022047871
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Tax	$2.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 RENFREW AVE, 112, TRENTON, NJ 08618-3336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 PROSPECT ST, EWING, NJ 08638-3030

Tax Assessment & Valuation

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Ewing Township
Unified School District	Ewing Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,800 (-) Land $41,400 Building $142,400	$183,800 (-) Land $41,400 Building $142,400
2025	$7,446.00 (+3.02%)	$183,800 (+15.74%) Land $41,400 Building $142,400	$183,800 (+15.74%) Land $41,400 Building $142,400
2024	$7,228.00 (+26.54%)
2023		$158,800 (-) Land $41,400 Building $117,400	$158,800 (-) Land $41,400 Building $117,400
2022	$5,712.00 (+2.51%)	$158,800 Land $41,400 Building $117,400	$158,800 Land $41,400 Building $117,400
2021	$5,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	47 (1978–2021)
Claims Outside the SFHA	5 of 47
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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