Mecklenburg County property record for 1609 Penderlea Ln, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,695 sqft · built 1998 |
| Lot Size | 0.343 acres (14,984 sqft) |
| Owner | Individual Name on File |
| Last Sale | $288,500 (Oct 1998) |
| Tax Bill | $6,649 (2023) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-641-39 |
| Primary APN | 227-641-39 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,695 sqft Heated Area |
| Gross Area | 4,610 sqft |
| 1st Floor Area | 1,693 sqft |
| Upper Floors Area | 2,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 14,984 sqft (0.343 acres) |
| Garage Area | 550 sqft |
| Pool Type | Vinyl-Lined Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Porch |
| Porch Area | 263 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 227-641-39 |
|---|---|
| Street Address | 1609 PENDERLEA LN |
| City | MATTHEWS |
| State | NC |
| Zip | 28105-6849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L38 M28-21 |
| Legal Subdivision | PROVIDENCE MANOR PH 2 MAP Z |
| Legal Lot Number | 38 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 5, PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 5832 |
1609 Penderlea Ln is owned and occupied by an individual who bought it in October 1998.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1609 PENDERLEA LN, MATTHEWS, NC 28105-6849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 1998 · Amount on File |
| Deed Sale | Oct 26, 1998 · Amount on File |
| Deed Document Number | 0009993950 |
| Deed Book / Page | 09993 / 0950 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1609 PENDERLEA LN, MATTHEWS, NC 28105-6849 |
| Document Number | 0000061737 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 1609 PENDERLEA LN MATTHEWS NC 281056849, MATTHEWS, NC 28105-6849 |
| Document Number | 0000061737 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 032692/000862 |
| Instrument | 61737 |
| Name | CHARLOTTE METRO CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 20, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 1609 Penderlea Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2008–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1609 Penderlea Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
5G (outdoors only) and 4G LTE
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