1609 Pearl St, Eldorado, IL 62930 Property Records

Saline County property record for 1609 Pearl St, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$25,000 (Jul 2020)
Tax Bill	$362 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Mar 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`04-2-284-10`

Property Details

APN / Parcel Number

Primary APN	`04-2-284-10`

Location & Zoning

Street Address	1609 PEARL ST
City	ELDORADO
State	IL
Zip	62930-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S ,T ,R ,Q ,L003,B004 GEORGE REEDS 2ND ADDITION LOT 3 2195/777 7/2020 SP/WD 06-20-277-004-0040
Legal Subdivision	GEORGE REEDS 2ND ADDITION
Legal Lot Number	3
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	3
Census Block	3006
Census Tract	955100

Owner

Source: Saline County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1609 PEARL ST, ELDORADO, IL 62930-1413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Special Warranty Deed, Transfer THE PEOPLES STATE BANK NEWTON ILLIN
Mar 5, 2020	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Mar 5, 2020
Deed Document Number	274519
Deed Book / Page	2195 / 777
Record Updated	Jun 8, 2026

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Jul 31, 2020
Property Address	1609 PEARL ST, ELDORADO, IL 62930-1413
Document Number	2195/777
Book / Page	2195 / 777
Instrument Date	Jul 24, 2020
Instrument	274519
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1914 SAINT CLAIR DR, PEKIN, IL 61554-6335

Mortgage

Document Number	274520
Date	Jul 31, 2020
Instrument	274520

Lender

Name	THE PEOPLES STATE BANK NEWTON ILLIN
Type	Bank

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate

March 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SALINE IL
Recording Date	Mar 5, 2020
Property Address	1609 PEARL ST, ELDORADO, IL 62930-1413
Document Number	2186/697
Book / Page	2186 / 697
Instrument Date	Feb 13, 2020
Instrument	273262
Transaction Type	Foreclosure
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Municipality	Eldorado City
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$362.00 (-57.16%) Homeowner's exemption	$9,804 (+13.3%) Land $1,106 Building $8,698	$29,412 (+13.3%) Land $3,318 Building $26,094
2022		$8,653 (+5.68%) Land $976 Building $7,677	$25,959 (+5.68%) Land $2,928 Building $23,031
2021	$845.00	$8,188 Land $924 Building $7,264	$24,564 Land $2,772 Building $21,792

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDORADO serves 4,715 people · EPA ID IL1655030
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Futiva, Mediacom Xtream.

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