1609 Ox Bow Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1609 Ox Bow Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	3,841 sqft · built 2021
Lot Size	0.345 acres (15,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Oct 2020)
Tax Bill	$9,388 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jul 2019 Sale & Mortgage
APN	`104-816-2435`

Property Details

APN / Parcel Number

Primary APN	`104-816-2435`
Alternative APN	`12734`

Interior

Building Area	3,841 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	15,038 sqft (0.345 acres)
Garage Area	905 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	1609 OX BOW LN
City	COVINGTON
State	LA
Zip	70433-7269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CLUB LT69 PH1
Legal Subdivision	RIVER CLUB
Legal Phase	1
Legal Lot Number	69
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2003
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1609 OX BOW LN, COVINGTON, LA 70433-7269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed, Transfer · Conventional Mortgage CHEVRON FCU
Jul 24, 2019	Cash Sale Deed, Transfer · Commercial Mortgage RESOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Jul 24, 2019 · Amount on Record
Deed Document Number	20202234119
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 26, 2020
Property Address	1609 OX BOW LN, COVINGTON, LA 70433-7269
Document Number	0002234119
Map Reference	MAP 5462
Instrument Date	Oct 23, 2020
Instrument	2234119
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 HERITAGE OAKS DR, COVINGTON, LA 70433-7837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 HOMELAND DR, MIDLAND, TX 79707-2145

Mortgage

Document Number	0002234122
Date	Oct 26, 2020
Instrument	2234122

Lender

Name	CHEVRON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

July 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 24, 2019
Property Address	1609 OX BOW LN, COVINGTON, LA 70433-7269
Document Number	0002166244
Map Reference	MAP 5462
Instrument Date	Jul 19, 2019
Instrument	2166244
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	WINTERS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 HERITAGE OAKS DR, COVINGTON, LA 70433-7837
Investor	Possibly a Property Investor

Mortgage

Document Number	0002166247
Date	Jul 24, 2019
Instrument	2166247

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,388.00 (-2.41%)	$80,456 (-) Land $12,500 Building $67,956	$804,558 (-) Land $125,000 Building $679,558
2024	$9,620.00 (-0.51%)	$80,456 (+7.86%) Land $12,500 Building $67,956	$804,558 (+7.86%) Land $125,000 Building $679,558
2023	$9,669.00	$74,593 (-) Land $15,000 Building $59,593	$745,930 (+13.72%) Land $150,000 Building $595,930
2022	$9,669.00	$74,593 Land $15,000 Building $59,593	$655,930 Land $60,000 Building $595,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 77% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people · EPA ID LA1103130
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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