Monmouth County and Spring Lake Borough property record for 1609 Ocean Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 2,977 sqft · built 1920 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $5,366,500 (Jun 2021) |
| Tax Bill | $27,823 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47 00095-0000-00005 |
| Primary APN | 47 00095-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,977 sqft Living Area |
| 1st Floor Area | 1,437 sqft |
| Basement Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 150 ft deep x 55 ft wide |
| Garage Area | 396 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Old Parcel Number | 4700095000000005 |
|---|---|
| Street Address | 1609 OCEAN AVE |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | SPRING LAKE |
| Legal Block | 95 |
| Legal Lot Number | 5.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1609 OCEAN AVE, SPRING LAKE, NJ 07762-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2023 | Intrafamily Transfer, Transfer |
| Jun 15, 2021 | Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Oct 5, 2018 | Grant Deed, Transfer TRUEX ABSTRACT INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on Record |
| Deed Sale | Jun 15, 2021 · Amount on Record |
| Prior Sale | Oct 5, 2018 · Amount on Record |
| Deed Document Number | 202194812 |
| Deed Book / Page | 9520 / 3496 |
| Last Transfer Date | Aug 22, 2023 |
| Transfer Doc | 0096598773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 15, 2023 |
| Property Address | 1609 OCEAN AVE, SPRING LAKE, NJ 07762-1424 |
| Document Number | 0096598773 |
| Book / Page | 9659 / 8773 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 2023064181 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1609 OCEAN AVE, SPRING LAKE, NJ 07762-1424 |
| Name | Verified Name |
|---|---|
| Address | 1609 OCEAN AVE, SPRING LAKE, NJ 07762-1424 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 15, 2021 |
| Property Address | 1609 OCEAN AVE, SPRING LAKE, NJ 07762-1424 |
| Document Number | 0095203496 |
| Book / Page | 9520 / 3496 |
| Instrument Date | May 17, 2021 |
| Instrument | 2021094812 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 HARBOR POINT RD, 1, STAMFORD, CT 06902-7317 |
| Name | Verified Name |
|---|---|
| Address | 1609 OCEAN AVE, SPRING LAKE, NJ 07762-1424 |
| Document Number | 2021094813 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021094813 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 5, 2018 |
| Property Address | 1609 OCEAN AVE, SPRING LAKE, NJ 07762-1424 |
| Document Number | 0000098388 |
| Book / Page | 009315 / 001355 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 98388 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | TRUEX ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 300 BROOKSIDE RD DARIEN CT 068202303, DARIEN, CT 06820-2303 |
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,879,700 (+13%) Land $4,683,900 Building $2,195,800 | $6,879,700 (+13%) Land $4,683,900 Building $2,195,800 | |
| 2025 | $27,823.00 (-3.55%) | $6,088,200 (+13.05%) Land $3,983,900 Building $2,104,300 | $6,088,200 (+13.05%) Land $3,983,900 Building $2,104,300 |
| 2024 | $28,846.00 (+10.07%) | ||
| 2023 | $5,385,500 (+6.24%) Land $3,349,000 Building $2,036,500 | $5,385,500 (+6.24%) Land $3,349,000 Building $2,036,500 | |
| 2022 | $26,207.00 (+40.98%) | $5,069,100 Land $3,130,000 Building $1,939,100 | $5,069,100 Land $3,130,000 Building $1,939,100 |
| 2021 | $18,589.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 227 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 421 units insured incl. 194 condo units |
| Nearby Flood Claims | 440 (1979–2025) |
| Claims Outside the SFHA | 142 of 440 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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