1609 N St, Bedford, IN 47421 Property Records

Lawrence County property record for 1609 N St, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,152 sqft · built 1920
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on File
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Mar 2012 Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1100235200P56S`

Property Details

APN / Parcel Number

Primary APN	`1100235200P56S`
Alternative APNs	`47-06-23-223-016.000-010` `00714967433`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,152 sqft Living Area
1st Floor Area	2,152 sqft
Attic	Attic
Attic Area	1,024 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1940
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,950 sqft (0.114 acres)
Lot Dimensions	110 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00714967433
Street Address	1609 N ST
City	BEDFORD
State	IN
Zip	47421-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W BEDFORD PT LOTS 5-6 45X110
Legal Lot Number	5-6
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	4
Census Block	4030
Census Tract	950900

Owner

Source: Lawrence County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2232 32ND ST, BEDFORD, IN 47421-5447
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2012	Deed of Trust, Mortgage OLD NATIONAL BANK
Jul 1, 2025	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	1609 N ST, BEDFORD, IN 47421-3717
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00352/1910
Date	Mar 16, 2012
Book Page	352/1910
Instrument	201200001483

Lender

Name	OLD NATIONAL BANK
Address	1227 JAMES AVE, BEDFORD, IN 47421

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Feb 10, 2042

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Jul 1, 2025
Property Address	1609 N ST, BEDFORD, IN 47421-3717
Document Number	2025003773
Instrument Date	Jun 25, 2025
Instrument	2025003773
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 N ST, BEDFORD, IN 47421-3717

Mortgage

Document Number	2025003774
Date	Jul 1, 2025
Instrument	2025003774

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,606.00 (-52.49%)	$178,500 (+19.16%) Land $8,100 Building $170,400	$178,500 (+19.16%) Land $8,100 Building $170,400
2024	$3,380.00 (+125.63%)
2023	$1,498.00 (+7.15%)	$149,800 Land $7,600 Building $142,200	$149,800 Land $7,600 Building $142,200
2022	$1,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smithville Communications, T-Mobile.

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