1609 Mulberry Rd, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1609 Mulberry Rd, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,107 sqft · built 1993
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$263,000 (May 2017)
Tax Bill	$6,064 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-50360-0212`

Property Details

APN / Parcel Number

Primary APN	`82-50360-0212`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,107 sqft Living Area
1st Floor Area	1,103 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Width	128 ft Width
Garage Area	815 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1609 MULBERRY RD
City	SAINT CLOUD
State	MN
Zip	56303-0150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 002 BLK 004 ROLLING RIDGE ESTATES PLAT 2 SECTION 06 TOWNSHIP 124 RANGE 028 SECTION 06 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	06
Legal Subdivision	ROLLING RIDGE ESTATES PLAT 2
Legal Block	4
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3011
Census Tract	1002

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1609 MULBERRY RD, SAINT CLOUD, MN 56303-0150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
May 23, 2017	Warranty Deed, Transfer BURNETT TITLE, BURNET TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Deed Document Number	20171496006
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Aug 17, 2026
Property Address	1609 MULBERRY RD, SAINT CLOUD, MN 56303-0150
Document Number	0001719185
Instrument Date	Aug 3, 2026
Instrument	20261719185
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 MULBERRY RD, SAINT CLOUD, MN 56303-0150

Mortgage

Document Number	0001719185,
Date	Aug 17, 2026
Instrument	20261719185

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2056

Interest

Max Rate	-1%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 23, 2017
Property Address	1609 MULBERRY RD, SAINT CLOUD, MN 56303-0150
Document Number	00A1496006
Instrument Date	May 19, 2017
Instrument	A1496006
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Tax	$867.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 MULBERRY RD, SAINT CLOUD, MN 56303-0150

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,064.00 (+5.79%)	$406,600 (-) Land $80,000 Building $326,600	$406,600 (-) Land $80,000 Building $326,600
2025		$406,600 (+11.7%) Land $80,000 Building $326,600	$406,600 (+11.7%) Land $80,000 Building $326,600
2023	$5,732.00	$364,000 Land $45,000 Building $319,000	$364,000 Land $45,000 Building $319,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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