Cleveland County property record for 1609 Mountain Ln, Shelby, NC 28150 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,604 sqft · built 1974 |
| Lot Size | 0.762 acres (33,222 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,808 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26138 |
| Primary APN | 26138 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,604 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Lot Area | 33,222 sqft (0.762 acres) |
| Lot Dimensions | 294 ft deep x 113 ft wide |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 42 sqft |
| Storage Building | 49 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1314900 |
|---|---|
| Street Address | 1609 MOUNTAIN LN |
| City | SHELBY |
| State | NC |
| Zip | 28150-6131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #3 BLK C PB10-21 EASTWAY HGHTS |
| Legal Subdivision | EASTWAY HGHTS |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 950702 |
Source: Cleveland County records · APN 26138
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1609 MOUNTAIN LN, SHELBY, NC 28150-6131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1609 MOUNTAIN LN, SHELBY, NC 28150-6131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017410756 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 1741/0756 |
| Instrument | 2017-004237 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1609 MOUNTAIN LN, SHELBY, NC 28150-6131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018211559 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 1821/1559 |
| Instrument | 200044158 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,802 (-) Land $23,594 Building $158,208 | $181,802 (-) Land $23,594 Building $158,208 | |
| 2025 | $1,808.00 | $181,802 (+42.84%) Land $23,594 Building $158,208 | $181,802 (+42.84%) Land $23,594 Building $158,208 |
| 2023 | $127,279 Land $19,662 Building $107,617 | $127,279 Land $19,662 Building $107,617 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370459507021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020, river or lake flooding, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 50 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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