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1609 Montclair Dr, Elgin, IL 60123 Property Records

Kane County property record for 1609 Montclair Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,503 sqft · built 2002
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$247,500 (Sep 2012)
Tax Bill$9,812 (2025)
Deeds & MortgagesMar 2018 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-33-332-011

Property Details

APN / Parcel Number

Primary APN06-33-332-011

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,503 sqft Living Area
Gross Area3,610 sqft
Basement Area1,107 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions125 ft deep x 90 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1609 MONTCLAIR DR
CityELGIN
StateIL
Zip60123-8831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMULBERRY GOVE UNIT 2 LOT # 141
Legal SubdivisionMULBERRY GOVE
Legal Block5
Legal Lot Number141
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5011
Census Tract851907

Owner

Source: Kane County records · APN 06-33-332-011

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1609 MONTCLAIR DR, ELGIN, IL 60123-8831
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2018Deed of Trust, Mortgage · Commercial Mortgage
WEST SUBURBAN BANK
Jul 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMETRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2012 · Amount on Record
Deed SaleSep 10, 2012 · Amount on Record
Prior SaleJul 19, 2002 · Amount on Record
Deed Document Number201260770
Prior Transfer DateJan 12, 2009
Prior Transfer Doc0000007942
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1609 MONTCLAIR DR, ELGIN, IL 60123-8831
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013410
DateMar 23, 2018
Instrument2018K013410
Lender
NameWEST SUBURBAN BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1609 MONTCLAIR DR, ELGIN, IL 60123-8831
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036629
DateJul 08, 2020
Instrument2020K036629
Lender
NameHOMETRUST MORTGAGE CORP
TypeMortgage Company
AddressSCHAUMBURG, IL 60173
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2035

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,812.00 (+15.87%) Homeowner's exemption
2024$125,839 (+21.39%) Land $28,317 Building $97,522$377,668 (+21.44%) Land $84,985 Building $292,683
2022$8,468.00 (+4.4%) Homeowner's exemption$103,662 (+6.96%) Land $23,326 Building $80,336$310,986 (+6.96%) Land $69,978 Building $241,008
2021$8,111.00 Homeowner's exemption$96,916 Land $21,808 Building $75,108$290,748 Land $65,424 Building $225,324

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Metronet Holdings, Opiquad, Verizon.

Based on FCC filings for 65 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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