1609 Metsa Ct, Portage, MI 49002 Property Records

Kalamazoo County property record for 1609 Metsa Ct, Portage, MI 49002

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,384 sqft · built 1930
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$285,750 (Jul 2019)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-02800-006-O`

Property Details

APN / Parcel Number

Primary APN	`10-02800-006-O`

Interior

Full Baths	3 Baths
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Basement Area	1,384 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	8,712 sqft (0.2 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1609 METSA CT
City	PORTAGE
State	MI
Zip	49002-7301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	ASSESSORS PLAT OF GOURDNECK LAKE RESORT LOT 6
Legal Subdivision	GOURD NECK LAKE RESIDENCE SUB
Legal Lot Number	6
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2000
Census Tract	2103

Owner

1609 Metsa Ct is owned and occupied by an individual who bought it in July 2019.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1609 METSA CT, PORTAGE, MI 49002-7301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 13, 2020	Intrafamily Transfer, Transfer
Jul 18, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2019 · Amount on File
Deed Sale	Jul 18, 2019 · Amount on File
Deed Document Number	201920264
Prior Transfer Date	Apr 28, 2005
Prior Transfer Doc	2005023693
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1609 METSA CT, PORTAGE, MI 49002-7301
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10764 SW 174TH TER, MIAMI, FL 33157-4164

Mortgage

Document Number	2022011600
Date	Apr 8, 2022
Instrument	2022-011600

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Mar 13, 2020
Property Address	1609 METSA CT, PORTAGE, MI 49002-7301
Document Number	2020007945
Map Reference	LB 14 PG 4
Instrument Date	Mar 11, 2020
Instrument	2020-007945
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 METSA CT, PORTAGE, MI 49002-7301

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 18, 2019
Property Address	1609 METSA CT, PORTAGE, MI 49002-7301
Document Number	2019020264
Map Reference	LB 14 PG 4
Instrument Date	Jul 3, 2019
Instrument	2019-020264
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,459.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	725 HIGHLAND AVE, 725, GLEN ELLYN, IL 60137-3821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 METSA CT, PORTAGE, MI 49002-7301

Mortgage

Document Number	2019020265
Date	Jul 18, 2019
Instrument	2019-020265

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,000 (+11.23%)	$632,000 (+11.23%)
2025	Homeowner's exemption	$284,100	$568,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1609 Metsa Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 Metsa Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Mercury Fiber, Xfinity.

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