1609 McClaren Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 1609 McClaren Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,397 sqft · built 1957
Lot Size	0.45 acres (19,602 sqft)
Owner	Trust Name on File
Tax Bill	$2,585 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit May 2021 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`289-0282-003-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0282-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,397 sqft Living Area
1st Floor Area	2,085 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1609 MCCLAREN DR
City	CARMICHAEL
State	CA
Zip	95608-5935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	HIDDEN RIVER VISTA, LOT 25
Legal Subdivision	HIDDEN RIVER VISTA
Legal Lot Number	25
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3020
Census Tract	7702

Owner

1609 McClaren Dr is owner-occupied and held in a trust since March 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	1609 MCCLAREN DR, CARMICHAEL, CA 95608-5935
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2025	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
May 4, 2021	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC
May 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 21, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Mar 19, 2018	Quit Claim Deed, Transfer OTHER
Mar 19, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 11, 2021
Transfer Doc	5040000001372
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1609 MCCLAREN DR, CARMICHAEL, CA 95608-5935
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 MCCLAREN DR, CARMICHAEL, CA 95608-5935

Mortgage

Document Number	0000000892
Date	Jun 10, 2025
Instrument	202506100892

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 4, 2021
Property Address	1609 MCCLAREN DR, CARMICHAEL, CA 95608-5935
Document Number	0000001374
Map Reference	MB 26 MAP 2
Instrument Date	Mar 11, 2021
Instrument	202105041374
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1609 MCCLAREN DR, CARMICHAEL, CA 95608-5935

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 4, 2021
Property Address	1609 MCCLAREN DR, CARMICHAEL, CA 95608-5935
Document Number	0000001372
Map Reference	MB 26 MAP 2
Instrument Date	Mar 11, 2021
Instrument	202105041372
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 MCCLAREN DR, CARMICHAEL, CA 95608-5935

Mortgage

Document Number	0000001373
Date	May 4, 2021
Instrument	202105041373

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 21, 2020
Property Address	1609 MCCLAREN DR, CARMICHAEL, CA 95608-5935
Document Number	2001211386
Instrument Date	Jan 13, 2020
Instrument	2001211386
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1609 MCCLAREN DR CARMICHAEL CA 956085935, CARMICHAEL, CA 95608-5935

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 19, 2018
Property Address	1609 MCCLAREN DR, CARMICHAEL, CA 95608-5935
Document Number	1803191004
Instrument Date	Mar 10, 2018
Instrument	1803191004
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1609 MCCLAREN DR CARMICHAEL CA 956085935, CARMICHAEL, CA 95608-5935

March 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 19, 2018
Property Address	1609 MCCLAREN DR, CARMICHAEL, CA 95608-5935
Document Number	1803190323
Instrument Date	Mar 10, 2018
Instrument	1803190323
Transaction Type	Mortgage
Record Updated	Mar 28, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1609 MCCLAREN DR CARMICHAEL CA 956085935, CARMICHAEL, CA 95608-5935

Mortgage

Document Number	1803190324
Date	Mar 19, 2018
Instrument	1803190324

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1609 McClaren Dr was $2,585 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$208,968 (+2%) Land $26,218 Building $182,750
2025	$2,585.00 (+1.02%) Homeowner's exemption	$204,871 Land $25,704 Building $179,167
2024	$2,559.00 (+2.48%)
2023	$2,497.00 (+0.64%) Homeowner's exemption	$196,916 Land $24,706 Building $172,210
2022	$2,481.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1609 McClaren Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	6 (1986–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 McClaren Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Succeed.Net.

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